IOB SMS Banking: Activation, Keywords and Charges
IOB SMS Banking: How to Activate and Use It
Indian Overseas Bank (IOB) SMS banking lets you check your account balance, get a mini statement, and enquire about transactions by sending a simple text from your registered mobile number. No internet or smartphone is required, making it accessible on any basic mobile phone.
IOB SMS Banking Number
Send all SMS banking requests to 9444394443 from your registered mobile number. Responses are instant and available 24 hours a day, 7 days a week.
SMS Banking Keywords for IOB
| Service | SMS Format | Send To |
|---|---|---|
| Balance Enquiry | BAL <Account No> | 9444394443 |
| Mini Statement | MINI <Account No> | 9444394443 |
| Last Transaction | LASTTXN <Account No> | 9444394443 |
| Cheque Status | CHQSTATUS <Cheque No> | 9444394443 |
How to Activate IOB SMS Banking
- Register your mobile number with your IOB account at the branch, via the IOB Mobile app, or at a bank ATM.
- Once your number is linked, SMS banking is automatically available. No separate enrolment is required.
- To enable regular transaction alerts via SMS, opt in at the branch or via the IOB Mobile app settings.
Charges for IOB SMS Banking
Basic balance and mini statement SMS enquiries are free from IOB. Your telecom provider’s standard SMS rates may apply. Ongoing transaction alert SMS services may be charged at around Rs. 15 per quarter as part of your account’s service package.
Key Takeaways
- IOB SMS banking number is 9444394443.
- No separate activation needed if your mobile number is already registered with the account.
- Works on any phone without internet access.
- Basic enquiry SMS are free from the bank.
Frequently Asked Questions
What is the IOB SMS banking number?
Send SMS banking requests to 9444394443 from your registered mobile number.
Is IOB SMS banking free of charge?
Yes, basic enquiries like balance and mini statement are free from IOB. Standard SMS charges from your telecom operator may apply.
Can I use IOB SMS banking without a smartphone?
Yes. SMS banking works on any mobile phone, including basic feature phones, without requiring internet access.
What if I don’t receive a response from IOB SMS banking?
Make sure you are texting from the registered number and the format is correct. Call IOB customer care at 1800 425 4422 if the issue persists.
