Indian Bank SMS Banking: Activate, Keywords and Charges
Indian Bank SMS Banking: How to Activate and Use It
Indian Bank SMS banking lets you check your account balance and get a mini statement by sending a keyword-based SMS from your registered mobile number. No internet or smartphone is needed, making it ideal for basic banking on the go.
Indian Bank SMS Banking Number
Send all your SMS banking requests to 9444394443 from your registered mobile number. This service is available 24/7 and responses are sent back instantly.
SMS Banking Keywords
| Service | SMS Format | Send To |
|---|---|---|
| Balance Enquiry | BAL <Account No> | 9444394443 |
| Mini Statement | MINI <Account No> | 9444394443 |
| Last Transaction | LASTTRANS <Account No> | 9444394443 |
| Cheque Status | CHQSTATUS <Cheque No> | 9444394443 |
How to Activate Indian Bank SMS Banking
- Ensure your mobile number is registered with your Indian Bank account (via branch, IndOASIS app, or ATM).
- Once registered, simply send the keyword SMS to 9444394443. No separate activation form is required.
- For transaction SMS alerts, you may need to opt in via the IndOASIS app or at the branch.
Charges for Indian Bank SMS Banking
Basic balance and mini statement enquiries through SMS are free from Indian Bank. Standard SMS charges from your telecom operator may apply. Ongoing transaction alerts may carry a minimal quarterly subscription charge, typically around Rs. 15, depending on your account type.
Key Takeaways
- Indian Bank SMS banking number is 9444394443.
- No separate activation needed; works as soon as your number is registered on the account.
- Works on all phones without internet access.
- Balance and mini statement queries are free.
Frequently Asked Questions
What is the Indian Bank SMS banking number?
Send SMS banking requests to 9444394443 from your registered mobile number.
Can I use Indian Bank SMS banking without internet?
Yes. SMS banking works on any phone without internet, using text messages only.
Is Indian Bank SMS banking free?
Balance and mini statement enquiries are free from the bank. Your telecom operator’s standard SMS rates may apply.
What if I don’t get a response from Indian Bank SMS banking?
Confirm you are sending from the registered number and the SMS format is correct. If the issue persists, contact Indian Bank customer care at 1800 425 4422.




