IDFC First Bank SMS Banking: Codes and Activation
IDFC First Bank SMS Banking: Codes and Activation
IDFC First Bank SMS banking lets you check your balance, get a mini statement, and receive transaction alerts by sending short keyword SMS messages from your registered mobile number to 5676732.
How to Activate SMS Banking
SMS banking is automatically activated when you register your mobile number with your IDFC First Bank account. No separate registration is needed. Just make sure your current mobile number is updated with the bank.
Key SMS Banking Codes
- BAL: Check account balance
- MINI: Get mini statement (last few transactions)
- CHQSTS [cheque number]: Check status of a cheque
- BLOCK: Block your debit card in an emergency
Send all messages to 5676732 from your registered mobile number.
SMS Alerts
Apart from on-demand SMS, IDFC First Bank also sends automatic alerts for:
- Every debit and credit transaction above a set threshold.
- Insufficient balance alerts.
- EMI due date reminders.
- Cheque bounce notifications.
You can manage your alert preferences through the IDFC FIRST Bank app under Profile or Settings.
Charges for SMS Banking
IDFC First Bank does not charge for SMS banking services. However, standard SMS charges from your telecom operator may apply for outgoing messages.
Key Takeaways
- Send SMS to 5676732 from your registered mobile number.
- Use BAL for balance and MINI for mini statement.
- Automatic transaction alerts are sent for every significant debit or credit.
- SMS banking works without internet and is available 24×7.
FAQ
What if I send an SMS from a non-registered number?
The bank will not process requests from unregistered numbers. Update your mobile number with the bank first through the app or by visiting a branch.
Can I stop getting SMS alerts?
Yes. You can customise or stop alerts through the IDFC FIRST Bank app or by calling customer care. However, regulatory-mandated alerts (like OTPs) cannot be stopped.
Is SMS banking safe?
SMS banking at IDFC First Bank is limited to informational requests and card blocking. No money can be transferred via SMS, so the security risk is low. Always delete OTP SMS after use.
