IDBI Bank SMS Banking: Commands and Setup
IDBI Bank SMS Banking: Commands and Setup
IDBI Bank’s SMS banking service lets you check your account balance, get mini statements, and receive transaction alerts by sending short SMS commands from your registered mobile number. It works on any mobile phone and does not require internet access.
How to Register for IDBI Bank SMS Banking
- Ensure your mobile number is registered and active with your IDBI Bank account.
- Send REG <Account Number> to 5676777 from your registered mobile number.
- You will receive a confirmation SMS once the service is activated.
Key SMS Banking Commands for IDBI Bank
- Balance inquiry: Send BAL to 5676777
- Mini statement (last 5 transactions): Send MINI to 5676777
- Cheque status: Send CHQSTAT <cheque number> to 5676777
- FD balance: Send FDBAL to 5676777
- Loan balance: Send LNBAL to 5676777
- Block debit card: Send BLOCK <last 4 digits of card> to 5676777
All commands must be sent from your registered mobile number only to be processed successfully.
Transaction Alert SMS Notifications
IDBI Bank automatically sends SMS alerts for all credit and debit transactions above a set threshold, ATM withdrawals, UPI payments, and failed login attempts. These do not require any action and are sent to your registered number automatically.
How to Deregister from SMS Banking
Send DEREG <Account Number> to 5676777 to stop SMS banking. You can also visit your branch or call customer care at 1800-200-1947 to deactivate the service.
SMS Banking vs Go Mobile+
- SMS banking: Works without internet, basic phone-friendly, limited features.
- Go Mobile+: Full-featured app requiring internet, supports transfers, investments, and more.
FAQ
Is IDBI Bank SMS banking free?
Incoming transaction alerts from IDBI Bank are free. Outgoing SMS commands sent to 5676777 may be charged at your telecom operator’s standard SMS rate. Using Go Mobile+ for these queries is free of SMS charges.
What should I do if I am not receiving IDBI Bank SMS alerts?
Verify that your mobile number is correctly registered with the bank. Check that your SIM is active and has sufficient balance for incoming SMS. If alerts are still missing, contact customer care at 1800-200-1947 to check your alert settings.
Can I get a full account statement via SMS banking?
No. SMS banking provides only a mini statement with the last 5 transactions. For a complete statement, use Go Mobile+ or IDBI Bank internet banking to download a detailed PDF for any period.
Key Takeaways
- Activate SMS banking by sending REG <Account Number> to 5676777.
- Use BAL and MINI commands for balance and mini statement inquiries.
- Works on any mobile phone without internet access.
- Transaction alerts are sent automatically to your registered mobile number.
- For full statements and advanced features, use Go Mobile+ instead.
