Federal Bank SMS Banking: Services and How to Activate
Federal Bank SMS Banking: Services and How to Activate
Federal Bank SMS banking lets you check your balance, get mini statements, and receive transaction alerts by sending a simple SMS from your registered mobile number. No internet connection is needed, making it useful anywhere in India with basic mobile coverage.
How to Activate SMS Banking
- Ensure your mobile number is registered with Federal Bank.
- SMS banking is auto-activated for most accounts once a mobile number is registered.
- To confirm activation, send BAL to 5676762 from your registered number.
- If you receive your account balance in reply, SMS banking is active.
- If not, visit your branch or call 1800-425-1199 to enable the service.
Federal Bank SMS Banking Commands
- BAL to 5676762: Check account balance
- MINI to 5676762: Get mini statement (last 5 transactions)
- BLOCK to 5676762: Block your debit card instantly
- MPIN to 5676762: Reset or generate MPIN (for some services)
All SMS commands should be sent from your registered mobile number only. Messages from unregistered numbers will not be processed.
SMS Transaction Alerts
Federal Bank automatically sends SMS alerts for every debit and credit transaction above a set threshold. These alerts include the transaction amount, available balance, date, and a partial description of the transaction type.
- Alerts are free and sent in real time for most transaction types.
- Credit alerts (salary, transfer received) are sent immediately.
- Debit alerts (ATM, online purchase, NEFT, UPI) are sent within seconds of the transaction.
Missed Call Balance Enquiry
As an even simpler alternative, give a missed call to 8431900900 from your registered mobile number. You will receive an SMS with your account balance and last transaction without being charged for the call.
FAQ
Is Federal Bank SMS banking free of charge?
Receiving SMS alerts from Federal Bank is generally free. Sending SMS commands may attract standard SMS charges from your mobile operator (typically Rs. 1 to Rs. 3 per SMS depending on your plan).
Can I use SMS banking on a feature phone without a smartphone?
Yes, SMS banking works on any mobile phone that can send and receive text messages. No smartphone, app, or internet connection is required.
What should I do if I stop receiving transaction alerts from Federal Bank?
First check if your mobile number is registered and active. If alerts have stopped, call 1800-425-1199 or visit your branch to re-enable the SMS alert service on your account.
Key Takeaways
- Federal Bank SMS banking works with any mobile phone without internet.
- Send BAL or MINI to 5676762 for balance and mini statement.
- Missed call to 8431900900 gives balance alert for free.
- Transaction alerts are sent in real time for all debits and credits.
- Works only from your registered mobile number.
