Bank of Maharashtra SMS Banking Guide
Bank of Maharashtra SMS Banking: How to Use It
Bank of Maharashtra’s SMS banking service lets you check your account balance, get mini statements, and receive transaction alerts by sending a simple SMS from your registered mobile number. It works on any basic phone without an internet connection.
How to Activate SMS Banking at Bank of Maharashtra
- Ensure your mobile number is registered with your Bank of Maharashtra account.
- Send an activation SMS: Type REG <Account Number> and send it to 9223181818 from your registered mobile number.
- You will receive a confirmation SMS once SMS banking is activated.
Common SMS Banking Commands
- Balance inquiry: Send BAL to 9223181818
- Mini statement (last 5 transactions): Send MINI to 9223181818
- Cheque status: Send CHQSTATUS <cheque number> to 9223181818
- FD details: Send FDBAL to 9223181818
- Home loan balance: Send HLBAL to 9223181818
All commands must be sent from your registered mobile number only.
SMS Alerts for Transactions
Bank of Maharashtra automatically sends SMS alerts for all debit and credit transactions above a certain threshold, ATM withdrawals, and failed login attempts. These are sent to your registered mobile number without any action needed on your part.
How to Deactivate SMS Banking
To stop SMS banking alerts, send DEREG <Account Number> to 9223181818. Alternatively, visit your branch and submit a written request to disable the service.
Charges for SMS Banking
Bank of Maharashtra does not charge for incoming transaction alerts. However, outgoing SMS commands may be charged at standard SMS rates by your telecom operator. Internet-based banking services via Maha Mobile are free of SMS charges.
FAQ
Can I use SMS banking without internet on Bank of Maharashtra?
Yes. SMS banking works on any basic mobile phone with an active SIM. You do not need a smartphone or internet connection to check your balance or get a mini statement via SMS.
What if I do not receive SMS alerts for transactions?
First, verify that your mobile number is correctly registered with the bank. Check if your SIM has sufficient balance for outgoing SMS or if the network is active. If alerts are still missing, contact customer care at 1800-233-4526 to check SMS alert settings on your account.
Can I get a full account statement via SMS banking?
No. SMS banking provides only a mini statement with the last 5 transactions. For a full account statement, use Maha Mobile or internet banking to download a detailed PDF.
Key Takeaways
- Activate SMS banking by sending REG <Account Number> to 9223181818.
- Check balance and mini statement using BAL and MINI commands.
- Works on basic phones without internet access.
- Transaction alerts are sent automatically to your registered number.
- SMS commands must always be sent from your registered mobile number.
