AU Small Finance Bank SMS Banking Guide
AU Small Finance Bank SMS Banking Guide
AU Small Finance Bank SMS banking lets you check your balance, get a mini statement, and receive real-time transaction alerts through SMS from your registered mobile number. No internet is needed.
How SMS Banking Works
SMS banking at AU SFB is automatically active once your mobile number is registered with your account. Send keyword-based SMS messages to the bank’s short code from your registered number to get information.
Key SMS Commands
- BAL: Check account balance
- MINI: Get mini statement
- CHQSTS [cheque number]: Check cheque status
Send all messages to the AU SFB SMS banking number. The current short code is listed on the official AU Small Finance Bank website and the AU 0101 app’s help section.
Automatic SMS Alerts
AU SFB sends automatic SMS alerts for:
- Every debit and credit transaction.
- Low balance warnings.
- EMI due date reminders.
- Cheque dishonour notifications.
- FD maturity alerts.
Managing SMS Preferences
You can customize which alerts you receive by logging into the AU 0101 app and going to Settings then Notification Preferences. Regulatory alerts like OTPs cannot be disabled.
Key Takeaways
- SMS banking is automatically active on your registered mobile number.
- Use BAL and MINI as SMS keywords for quick account information.
- Automatic alerts notify you of all significant account activity.
- No internet is needed: SMS banking works on basic mobile networks.
FAQ
Will I be charged for SMS alerts from AU SFB?
AU SFB does not charge for sending alerts. Your telecom operator may count incoming SMS toward your plan’s SMS quota.
How do I stop SMS alerts I do not need?
Log in to the AU 0101 app and adjust your notification preferences under Settings. You can turn off non-mandatory alerts while keeping transaction notifications active.
What if I am not receiving SMS alerts for transactions?
Check that your mobile number is registered and active with the bank. If the number is correct but alerts are missing, contact customer care at 1800 1200 to check your SMS alert settings.
