How to Check Mutual Fund NAV
NAV (Net Asset Value) is the per-unit price of a mutual fund, declared at the end of every business day. Checking the NAV helps you know the current value of your investment, understand the price at which you will buy or sell units, and compare performance over time. NAV is publicly available through multiple free official and unofficial sources in India.
Method 1: AMFI Website (Official Source)
AMFI (Association of Mutual Funds in India) publishes daily NAVs for all mutual fund schemes on its official website. Visit amfiindia.com and navigate to the NAV History or NAV section. Search by fund house name or fund scheme name to find the latest NAV declared. This is the most authoritative source for NAV data in India.
Method 2: AMC Website
Each AMC publishes NAVs for its own schemes on its official website and app. Visit the AMC's website (e.g., hdfcfund.com, sbimf.com, icicipruamc.com), navigate to the NAV section, and search for your fund. AMC websites are updated by end of day for the previous business day's NAV.
Method 3: Investment Platform (Broker App)
If you invested through Groww, Zerodha Coin, Paytm Money, or Angel One, the NAV and current portfolio value are displayed directly in the app dashboard. Most apps show both the current day's NAV and the change from the previous day.
Method 4: Financial Aggregator Websites
- Value Research Online (valueresearchonline.com): comprehensive NAV data with historical charts.
- Moneycontrol (moneycontrol.com): NAV with performance comparison and fund analysis.
- ET Money (economictimes.com): NAV and detailed fund information.
NAV Cut-Off Times for Transactions
| Fund Type | Cut-Off Time | Applicable NAV |
|---|---|---|
| Equity fund | Before 3:00 PM | Same business day NAV |
| Equity fund | After 3:00 PM | Next business day NAV |
| Liquid fund | Before 1:30 PM | Same business day NAV |
| Debt fund | Before 3:00 PM | Same business day NAV |
Historical NAV and Performance Tracking
Beyond current NAV, historical NAV data allows you to calculate returns over specific periods, compare performance across dates, and evaluate fund growth against benchmarks. Most platforms allow you to download historical NAV data in CSV format for analysis.
Key Takeaway
Checking mutual fund NAV is straightforward through AMFI, AMC websites, or investment apps. For investment decisions, remember that equity fund NAV cut-off is 3 PM; transactions placed before this time are processed at same-day NAV. Use the Lemonn app to track NAV updates, monitor portfolio value in real time, and make timely investment decisions for your mutual fund portfolio in India.
