POMIS: Post Office Monthly Income Scheme Explained
The Post Office Monthly Income Scheme, or POMIS, is a savings scheme where you deposit a lump sum once and get a fixed interest payout every month for five years. Right now it pays 7.4% per annum, and the interest…
Post Office Time Deposit: Rates, Tenure & Tax Rules
A Post Office Time Deposit (TD) works like a bank fixed deposit, where you invest a lump sum for a fixed period and earn a guaranteed interest rate. For the April to June 2026 quarter, rates range from roughly 6.9%…
Post Office RD: Interest Rate, Rules & How It Works
A Post Office Recurring Deposit, or RD, is a 5-year savings scheme where you deposit a fixed amount every month and earn 6.7% per annum (Apr-Jun 2026 quarter), compounded quarterly. It is built for people who want to save small…
Post Office Savings Account: Rate, Rules & Benefits
A Post Office Savings Account works exactly like a regular bank savings account, except it is run by India Post instead of a bank. It currently earns 4.0% per annum (Apr-Jun 2026 quarter), lets you keep money safe and liquid,…
Best Savings Schemes in India: Types, Rates & Returns
If you want safe, government-backed returns without touching the stock market, India’s savings schemes are the place to start. Options like PPF, NSC, SSY and SCSS offer fixed interest, tax benefits under Section 80C, and almost zero risk of losing…
Kusumgar IPO Allotment Status: Check Result, GMP, Subscription & Listing Date
The Kusumgar IPO allotment status is expected to be finalized today, 13 July 2026. Investors who applied for the IPO can check whether they have received shares through the registrar Bigshare Services, the BSE website, or their broker’s platform. The…
EPF Scheme 2026: What Has Actually Changed for Subscribers?
The Employees’ Provident Fund (EPF) Scheme continues to evolve, but not every headline reflects a major policy change. In 2026, the biggest developments focus on faster digital services, simplified claim processing, improved member access, and ongoing reforms by the Employees’…
Best Trading Strategies for Beginners in India
If you’re new to the stock market, the best trading strategy is one that is simple, disciplined, and focuses on managing risk rather than chasing quick profits. For most beginners in India, swing trading, trend following, and breakout trading are…
Passive Income from Investments in India: Complete Guide
Passive income from investments in India is one of the most effective ways to build wealth without depending solely on your salary. By investing in assets that generate regular income, such as fixed deposits, dividend stocks, REITs, bonds, and mutual…
