Team Lemonn is a finance-focused content team dedicated to simplifying money matters for everyday readers. We publish insightful, easy-to-understand articles on personal finance, investing, loans, credit, and financial planning to help people make smarter financial decisions with confidence.
Sukanya Samriddhi Yojana (SSY): Interest Rate, Rules
Sukanya Samriddhi Yojana, or SSY, is a government backed savings scheme meant exclusively for a girl child, currently offering 8.2% interest per annum for the April to June 2026 quarter, one of the highest rates among all small savings schemes…
Kisan Vikas Patra (KVP): Interest Rate & Rules 2026
Kisan Vikas Patra, or KVP, is a savings certificate sold by India Post and select banks that simply doubles your money over a fixed period. At the current interest rate of 7.5% per annum for the April to June 2026…
NSC: National Savings Certificate Rate & Tax Rules
The National Savings Certificate, or NSC, is a 5-year fixed-return savings certificate sold through India Post that currently pays 7.7% per annum, compounded annually, with the entire interest paid out at maturity along with your principal. It also qualifies for…
PPF Explained: Interest Rate, Rules & Tax Benefits
The Public Provident Fund, better known as PPF, is a long-term government savings scheme that currently pays 7.1% per annum, compounded annually, and gives you a Section 80C tax deduction on every rupee you deposit. What makes it stand out…
POMIS: Post Office Monthly Income Scheme Explained
The Post Office Monthly Income Scheme, or POMIS, is a savings scheme where you deposit a lump sum once and get a fixed interest payout every month for five years. Right now it pays 7.4% per annum, and the interest…
Post Office Time Deposit: Rates, Tenure & Tax Rules
A Post Office Time Deposit (TD) works like a bank fixed deposit, where you invest a lump sum for a fixed period and earn a guaranteed interest rate. For the April to June 2026 quarter, rates range from roughly 6.9%…
Post Office RD: Interest Rate, Rules & How It Works
A Post Office Recurring Deposit, or RD, is a 5-year savings scheme where you deposit a fixed amount every month and earn 6.7% per annum (Apr-Jun 2026 quarter), compounded quarterly. It is built for people who want to save small…
Post Office Savings Account: Rate, Rules & Benefits
A Post Office Savings Account works exactly like a regular bank savings account, except it is run by India Post instead of a bank. It currently earns 4.0% per annum (Apr-Jun 2026 quarter), lets you keep money safe and liquid,…
Best Savings Schemes in India: Types, Rates & Returns
If you want safe, government-backed returns without touching the stock market, India’s savings schemes are the place to start. Options like PPF, NSC, SSY and SCSS offer fixed interest, tax benefits under Section 80C, and almost zero risk of losing…
Kusumgar IPO Allotment Status: Check Result, GMP, Subscription & Listing Date
The Kusumgar IPO allotment status is expected to be finalized today, 13 July 2026. Investors who applied for the IPO can check whether they have received shares through the registrar Bigshare Services, the BSE website, or their broker’s platform. The…
