Shahidvir Kinariwaala Student Insurance Gujarat

Overview

The Shahidvir Kinariwaala Student Security Group Insurance Scheme is a Gujarat state initiative that provides group insurance coverage to students enrolled in recognized institutions. It is designed to offer financial protection to young learners and their families against unforeseen events such as accidents or sudden death.

The scheme is administered through educational institutions and aims to make student insurance accessible and affordable across the state. Schools and colleges act as the enrollment point, simplifying the process for students and parents.

Objective

The scheme aims to extend a safety net to students by covering risks like accidents, disability, or death. It reduces the financial burden on families when a student faces a sudden crisis.

By using a group insurance model, the scheme lowers premium costs and significantly improves coverage reach among students who may not otherwise have insurance.

Benefits

• Financial compensation in case of accidental death
• Coverage for permanent or partial disability caused by an accident
• Low-cost group premiums for all enrolled students
• Peace of mind for families throughout the academic years

Eligibility

• Students enrolled in recognized schools or colleges in Gujarat
• Must be within the age range specified by the insuring authority
• Enrollment is done through the educational institution collectively

Exclusions

• Self-inflicted injuries or suicide
• Claims arising from pre-existing medical conditions
• Incidents occurring due to substance abuse
• Acts of war or civil unrest

Application Process

Students apply through their school or college. The institution collects student details and forwards them to the insurance provider as a group enrollment. Premium amounts are collected at the institutional level and passed to the insurer.

Families should confirm enrollment status with the school administration at the start of each academic year to ensure coverage is active.

Documents Required

• Student enrollment proof (school or college ID card)
• Date of birth certificate or Aadhaar card
• Passport-size photograph
• Parent or guardian contact details
• Bank account information for claim disbursement