New Akanksha Education Loan Tribal Students Gujarat
Overview
The New Akanksha Scheme, implemented by the Gujarat Tribal Kalyan Vikas Nigam (GTKVN), provides education loans to tribal students in Gujarat for pursuing higher studies. The scheme aims to make quality education accessible to tribal youth who have the talent but lack the financial resources.
Objective
The scheme aims to promote educational attainment among tribal communities by offering affordable credit for higher education. It helps tribal students pursue professional, technical, and vocational courses that lead to better employment and livelihood opportunities.
Benefits
- Education loans at concessional interest rates
- Covers tuition fees, hostel expenses, and course-related costs
- Moratorium period during the course of study
- Repayment starts after course completion and securing employment
Eligibility
- Applicant must belong to a Scheduled Tribe recognized in Gujarat
- Must be a resident of Gujarat
- Must have secured admission to a recognized educational institution
- Annual family income must be within the prescribed ceiling
- Academic performance should meet the basic qualifying criteria
Exclusions
- Non-tribal students are not eligible under this scheme
- Students exceeding the income limit are excluded
- Admission to unrecognized institutions is not covered
- Applicants with existing loan defaults with GTKVN may not qualify
Application Process
- Obtain an admission letter from a recognized institution
- Visit the nearest GTKVN district office
- Collect and fill out the New Akanksha Scheme application form
- Submit the application with all required documents
- Loan is sanctioned and disbursed after verification and approval
Documents Required
- Scheduled Tribe certificate
- Admission letter from the educational institution
- Academic mark sheets from the qualifying examination
- Income certificate of the family
- Aadhaar card
- Residence proof
- Bank account details
- Passport-size photographs
