Micro Finance Scheme GNDTDC Gujarat Denotified Tribes
Overview
The Micro Finance Scheme offered by the Gujarat Nomadic and De-notified Tribes Development Corporation (GNDTDC) provides small loans to members of Denotified and Nomadic Tribes (DNTs) in Gujarat. The scheme helps these historically marginalized communities access credit for small income-generating activities.
Objective
The scheme aims to improve the economic condition of Denotified and Nomadic Tribe communities by making micro-credit available. It supports self-employment and small enterprise development where conventional banking access is limited.
Benefits
- Small loans at subsidized or low interest rates
- Credit available for a variety of income-generating activities
- Helps break dependence on exploitative informal moneylenders
- Promotes financial inclusion for marginalized communities
Eligibility
- Applicant must belong to a Denotified or Nomadic Tribe recognized in Gujarat
- Must be a resident of Gujarat
- Age should be between 18 and 60 years
- Annual family income must be within the prescribed ceiling
- Must have a viable plan for using the loan productively
Exclusions
- Individuals not belonging to DNT communities are not eligible
- Applicants exceeding the income ceiling are excluded
- Those with existing defaults on government loans may not qualify
- Loans are not provided for non-productive purposes
Application Process
- Visit the nearest GNDTDC office or district-level office
- Collect and complete the application form
- Submit form with supporting documents
- GNDTDC verifies the application and assesses the proposed activity
- Loan is disbursed after approval
Documents Required
- Community certificate for DNT status
- Age proof
- Income certificate
- Residence proof
- Aadhaar card
- Passport-size photographs
- Details of the proposed income-generating activity
