HSFDC Professional & Self Employment Scheme Haryana

Overview

The Professional and Self Employment Scheme is offered by the Haryana Schedule Castes Finance and Development Corporation (HSFDC). It provides financial support to scheduled caste individuals in Haryana who want to start a profession or self-employed venture. The scheme aims to promote economic independence among SC communities.

Objective

The primary goal of this scheme is to help scheduled caste professionals and self-employed individuals in Haryana access affordable credit. It supports people who want to set up small practices, service businesses, or professional activities but lack adequate capital.

Benefits

• Loans provided at subsidized interest rates
• Financial assistance up to the prescribed loan limit per the scheme norms
• Repayment period designed to ease financial burden
• Technical and financial guidance offered through HSFDC offices

Eligibility

• Applicant must belong to a Scheduled Caste community
• Must be a permanent resident of Haryana
• Age between 18 and 55 years
• Annual family income must be within the prescribed limit set by HSFDC
• Should have relevant skills or training for the proposed activity

Exclusions

• Applicants who have previously defaulted on loans from HSFDC or other government financial institutions are not eligible
• Those not belonging to SC communities are excluded
• Applicants whose income exceeds the prescribed limit are not eligible
• People already availing similar benefits from other government schemes may be excluded

Application Process

1. Visit the nearest HSFDC district office in Haryana
2. Collect and fill in the application form for the Professional and Self Employment Scheme
3. Attach all required documents along with the form
4. Submit the completed application to the district office
5. The application is reviewed and verified by HSFDC officials
6. On approval, the loan amount is disbursed directly to the applicant

Documents Required

• Caste certificate issued by a competent authority
• Proof of age (birth certificate or school leaving certificate)
• Residence proof (Aadhaar card, ration card, or voter ID)
• Income certificate from a government authority
• Passport-size photographs
• Bank account details
• Project report or description of the proposed activity