Haryana Education Loan for Persons with Disabilities: Apply

Overview

The Education Loan for Persons with Disabilities scheme in Haryana is a state government initiative designed to support disabled students in pursuing higher education. It provides loans at concessional interest rates through the Haryana Scheduled Castes Finance and Development Corporation or a similar designated body.

The scheme is part of Haryana’s broader effort to empower persons with disabilities through education.

Objective

The scheme aims to remove financial barriers for students with disabilities so they can access quality higher education. It promotes inclusivity and equal opportunity in the education system.

Benefits

• Education loans at subsidized interest rates
• Covers tuition fees, hostel expenses, books, and related costs
• Moratorium period during the course so repayment starts only after completion
• Enables students with disabilities to pursue degree, diploma, or professional courses

Eligibility

• Must be a permanent resident of Haryana
• Must have a disability certificate with at least 40% disability from a recognized authority
• Must have secured admission in a recognized institution for higher education
• Family income within the limit prescribed by the state government

Exclusions

• Students without a valid disability certificate are not covered
• Non-residents of Haryana cannot apply
• Students who have already received the full benefit of a similar scheme may not be eligible for a second loan under the same head

Application Process

1. Visit the concerned corporation or district social welfare office in Haryana
2. Obtain and fill the education loan application form
3. Attach disability certificate and other required documents
4. Submit the application for review and verification
5. Approved applicants receive the loan credited to the institution or student’s account

Documents Required

• Disability certificate (minimum 40% disability from a recognized medical board)
• Haryana domicile certificate
• Admission letter from the institution
• Income certificate of parents or guardian
• Aadhaar card
• Last qualifying examination marksheet
• Bank account details
• Passport-size photographs