GTKVN Vehicle Loan Scheme Gujarat | Tribal Transport Loan

Overview

The Vehicle Loan Scheme offered by the Gujarat Tribal Kalyan Vikas Nigam (GTKVN) provides financial assistance to tribal individuals in Gujarat who want to purchase commercial vehicles for self-employment. It helps tribal entrepreneurs enter the transport sector and build a stable livelihood.

Objective

This scheme aims to empower tribal communities in Gujarat by helping them purchase vehicles such as auto-rickshaws, tempos, or small trucks. Owning a commercial vehicle allows tribal beneficiaries to generate income and become self-reliant.

Benefits

• Loan provided for purchase of commercial vehicles
• Competitive and subsidized interest rates for tribal applicants
• Flexible repayment schedule suited to income patterns
• Covers a significant portion of the vehicle cost
• Promotes self-employment in the transport sector

Eligibility

• Applicant must belong to a Scheduled Tribe recognized in Gujarat
• Must be a permanent resident of Gujarat
• Age between 18 and 50 years
• Annual family income within the limit prescribed by GTKVN
• Should have a valid driving license or plan to obtain one

Exclusions

• Non-tribal applicants are not eligible
• Applicants with prior loan defaults from GTKVN or other government agencies
• Persons whose income exceeds the prescribed limit
• Those already benefiting from a similar vehicle loan scheme under another department

Application Process

1. Visit the nearest GTKVN district office in Gujarat
2. Request and fill in the Vehicle Loan Scheme application form
3. Attach all necessary supporting documents
4. Submit the application to the district office
5. GTKVN officials verify the application and confirm tribal status
6. On approval, the loan is processed and disbursed

Documents Required

• Tribal caste certificate from a competent authority
• Proof of age and identity (Aadhaar card or voter ID)
• Residence proof
• Income certificate
• Driving license or learner’s license
• Vehicle quotation from a registered dealer
• Bank passbook copy
• Passport-size photographs