Form 19 is used to withdraw your full EPF (Employees’ Provident Fund) balance after leaving a job. It’s meant for final settlement of your PF account.
| Benefit | Why It Helps |
|---|
| Full PF withdrawal | You get both employee + employer share |
| Easy to file online | No physical submission needed if KYC-linked |
| No employer approval needed | If Aadhaar, PAN, and UAN are verified |
| Tax-free after 5 years of service | Save on TDS |
Benefits of Using Form 19| Limitation | What You Can’t Do |
|---|
| Cannot claim pension amount | Use Form 10C for EPS withdrawal |
| Only after 2 months jobless | Full PF withdrawal allowed after 2 months gap |
| No use during job switch | You should transfer, not withdraw PF |
| Tax applicable before 5 years | If service < 5 yrs, TDS may apply |
Limitations of Form 19
Prerequisites:
- UAN activated
- Aadhaar, PAN, mobile number, bank account linked and verified
- Employer has updated exit date
Step-by-Step Process:
- Visit: https://unifiedportal-mem.epfindia.gov.in
- Login with UAN and password
- Go to Online Services → Claim (Form 31, 19, 10C, 10D)
- Select “Only PF Withdrawal (Form 19)”
- Verify pre-filled details like name, bank, PAN
- Enter the last 4 digits of your bank account
- Choose reason for leaving job
- Request OTP and submit claim
- Track status under “Online Services → Track Claim Status”
| Field | What to Fill |
|---|
| UAN | Your 12-digit Universal Account Number |
| Name | As per EPFO records |
| Date of leaving service | As per employer’s entry |
| Reason for leaving | Resignation, retirement, etc. |
| Bank details | Account linked with UAN (with IFSC code) |
| Aadhaar & PAN | For KYC verification |
| Signature | Yours and employer’s (offline) |
Required Information in Form 19 (If Offline)Documents Required (Offline Only)
- Copy of Aadhaar and PAN
- Cancelled cheque/passbook
- Form 15G (if applicable for TDS exemption)
- Employer’s signature (if not filing Aadhaar-based)
Processing Time
- Usually processed within 5–15 working days
- Amount is directly credited to your bank account
Tax Tip
- If service < 5 years, TDS applies:
- 10% with PAN,
- 30% without PAN
- Use Form 15G to avoid TDS (if income below taxable limit)
