1. What is EPF e‑Passbook?
- It’s a digital statement confirming your monthly EPF and EPS contributions, interest earned, and withdrawal history
- Think of it as your online savings record for retirement funds.
2. Activation & Access Requirements
- UAN (Universal Account Number) must be activated and seeded with Aadhaar/mobile
- Once activated, expect your online passbook to become available within ~6 hours .
3. How to Download via EPFO Website
- Go to the EPFO Member Passbook portal.
- Enter UAN, password, captcha, then login with OTP.
- Select your Member ID (if multiple employers).
- Click “View Passbook”, then download as PDF.
4. How to Download via UMANG App
- Install UMANG app, open and go to EPFO → Employee Centric Services.
- Tap “View Passbook”, enter UAN and OTP.
- Select Member ID, then view or download the PDF.
5. Update Frequency & Access Notes
- Passbook updates every ~6 hours after contributions are credited.
- Not available for:
- Inactive/settled accounts
- Exempted establishments
6. Key Benefits of EPF e‑Passbook
- 24×7 online access from anywhere.
- Full transaction transparency: contributions (employee + employer), interest earned, withdrawals.
- Helps you spot discrepancies instantly.
- Useful for retirement planning and verifying your service history.
7. Additional Features
- View service history, claim status, use EPF/EPS/EDLI calculators, and check potential tax on excess balance.
- Also accessible via SMS and missed call (from your registered mobile).
Quick Summary Table
| Task | Website (EPFO) | UMANG App |
|---|---|---|
| Login with UAN, password, OTP | Yes | Yes |
| Choose Member ID | Yes | Yes |
| View & download EPF passbook PDF | Yes | Yes |
| Access service history & calculators | Yes | Limited |
| Works 24×7 with updates every ~6 hours | Yes | Yes |
Final Takeaway
Activating your UAN and linking Aadhaar/mobile sets you up to use the EPFO e‑passbook portal and UMANG app for quick, transparent access to your EPF savings. It’s the easiest way to track your retirement funds and ensure your employer contributions are up-to-date.
