Steps to Check your Vehicle Insurance Status Online

No one can predict what lies ahead. All we can do is to be prepared for any uncertainties life might throw at us. For most of us, insurance signifies the best mode of future-readiness. Having car insurance is not only the law, but also an essential part of being a responsible car owner. Vehicle insurance can save you money if your vehicle gets damaged or get involved in an accident, not to mention the hassle of running around. The good news is that with improved technology, you can easily do vehicle insurance status check online. Let’s us understand different methods of how to go about the process.

Validity of a car insurance policy

A car insurance policy’s term of coverage is fixed. Typically, car insurance plans are valid for one year. If you have a new car, you must get vehicle insurance. The new rules say that everyone who buys a vehicle must have insurance.

When the coverage runs out, you will have to renew your car insurance right away. So, to make sure you remember when your policy ends, write it down somewhere or do a vehicle insurance status check online. You can buy a car insurance package online that is good for one year.

Importance of checking car insurance online

It is essential to know if your car has insurance because it is against the law to drive a vehicle without proper motor insurance. The Motor Vehicles Act says that every car needs to have at least a third-party liability vehicle insurance plan. It is essential to have car insurance, but it is also important to keep track of its status and do an online insurance check. These days, it’s simple, quick, and easy to check the state of your car insurance online. Read on to learn why it’s essential to do a vehicle insurance status check online.

You can update your car insurance on time if you check the state of your coverage online.
You can ensure that you continue to be covered against third-party claims and financial obligations arising from a crash and damage to your car.
You can stay out of trouble if you have proper insurance for your car.

How to check car insurance validity?

There is no reason why you shouldn’t have four-wheeler insurance for your car, even if you are a good driver or only use your car rarely. It’s essential to know how to check car insurance. Car insurance comes with a time limit, and you need to know when it ends so that you can renew it on time. Learn how to check the status of your car insurance online through Parivahan, VAHAN, IIB, and other websites.

Different ways to check the status of vehicle insurance online

Here are some methods of vehicle insurance status check online:

Check the physical copy of your car insurance policy.
Get in touch with the insurance company’s customer service and ask when the policy ends.
Check to see if you have insurance by visiting the Insurance Information Bureau (IIB) of India website.
If you purchased your insurance policy through an agent, call him and ask when the policy ends.
Check the webpage of your Regional Transport Office (RTO) to see the status of your coverage.
Government’s ParivahanSewa website lets you check on the state of your car insurance online.
Check the state of your car insurance online with the VAHAN app.

How to check vehicle insurance status online?

Nowadays, you can avail many services online from the comfort of your own home through online portals and mobile apps. You can also find out about your insurance status online or check car insurance status online by visiting your insurance company’s website.

Some insurance companies provide users mobile apps that they can use to get information about their policies. To get to your car insurance policy information on the insurance company’s website, you will need your policy number, car registration number, and mobile number.

Steps to check vehicle insurance policy status through the Parivahan Sewa website

The Ministry of Road Transport & Highways’ Parivahan Sewa website has information about all vehicles in the country. The website updates data within two business days of someone buying or renewing car insurance. If you want to know about vehicle insurance status check online at Parivahan Sewa, do the following:

Go to the Parivahan Sewa website.
On the menu, go to the Information Services tab.
In the drop-down menu, find the Know Your Vehicle Details tab and click on it.
A window will pop up with the Vahan NR E-Services page.
Enter your registered mobile number to log in
Once you’re logged in, enter the Verification Code and the registration number of your car.
Select Search Vehicle from the menu.
You can see information about your car and the end date of your insurance coverage on this page.

Steps to check vehicle insurance policy status through the VAHAN portal

You can also check your car insurance policy on the VAHAN website. You can follow these steps to understand how to check car insurance on the VAHAN website:

Go to the VAHAN e-services site.
Go to the page and click on Know Your Vehicle Details.
You need to use your phone to log in, or you can create a new account.
The fourth step is to enter your car’s registration number.
Click the Search Vehicle button next.
All information about your car and car insurance will be displayed.

Checking vehicle insurance status online on the RTO website

Every state’s RTO page has details about cars registered in that state. Here’s how to check vehicle insurance status check online on the RTO website:

Go to the RTO website for your state.
Look for Vehicle Information or Insurance Status.
Type in your car’s license plate number.

You can get information about your car insurance and its validity.

Checking car insurance details on the mParivahan app

You can also use the mParivahan app to look up your car insurance. The app provided by the Ministry of Transport makes it easy to browse your insurance details. Here is how to use the mParivahan app to check your vehicle insurance information:

Installing the mParivahan app on your phone is the first step.
You can pick the language you want to use and click the Continue button.
You will then be taken to a screen with two ways to check on the state of your car insurance.
The first one is to use your car’s registration number, and the second way is to use your driver’s license number.
You can type in one of these parameters and press the Search button.
Now, sign in with your registered phone number and keep going.
After you sign in, you can see if your car insurance policy is still active.

Steps to check vehicle insurance policy status through the IIB portal

Here are the steps you need to take to check your vehicle insurance status online using the Insurance Information Bureau of India (IIB) portal:

Go to the IIB portal and enter your name, address, phone number, and the registration number of your vehicle.
Click the Submit button.
After you enter the details, the site will display information about your car insurance.

Steps to check car insurance status offline

You can also call the RTO concerned to check your vehicle insurance status offline. If your vehicle met with an accident and want to know about the insurance coverage, you need to call the closest RTO. You can also contact your insurance agent or insurance company, and they can check the records to see if your vehicle insurance policy is active.

What is the process to check the bike insurance expiry date offline?

Here’s how to do a bike insurance check:

Check the physical copy of your insurance policy. Your insurance policy document has all the information about your policy, like the coverage offered and its validity.
Visit the insurance company’s office. After they check your information, the customer service staff can provide you all the information you need.
Talk to your insurance agent. You can get in touch with the agent directly if you bought your insurance policy through them. They will keep track of all of their clients’ plans and will be able to tell you when your bike insurance policy term ends.
Get in touch with customer service. Every insurance business has a customer service number. Call them up and provide your policy number, and they will perform a bike insurance check.

Conclusion

Digitization has made it easy for car owners to get information about the status of their vehicle insurance policy seamlessly and they can easily perform vehicle insurance status checks online. Thankfully, everything can be done online these days: getting quotes, reviewing different insurance plans, figuring out how to buy the right car insurance policy, and checking on its status.