Why is my withdrawal request pending?

A pending status usually means the request is still within the broker’s normal processing window, which can take up to one business day depending on when you submitted it relative to the daily cut-off. It can also be pending because the funds involved aren’t fully settled yet, particularly if they came from a recent equity sale still inside the T+1 settlement cycle, or because of a bank-side delay in receiving and crediting the transfer. Occasionally, a mismatch or pending verification on KYC or bank account details can hold up a withdrawal until resolved. You check the timestamp of your request against the broker’s stated processing window before assuming there’s a problem, and if it’s been pending well beyond the usual turnaround (more than one to two business days), you’d contact broker support with the request ID rather than resubmitting.