When do stock-sale proceeds become withdrawable?

Under India’s T+1 settlement cycle, the proceeds from a delivery equity sale become fully withdrawable one business day after the trade date, once the settlement process completes and funds are credited by the clearing corporation. So if you sell shares on Tuesday, the proceeds typically become withdrawable by Wednesday, assuming no market holiday falls in between, which would push the settlement date further out. In practice, many brokers let you use those sale proceeds for placing new trades on the same day, even before formal settlement completes, but that’s different from being able to withdraw the cash to your bank account. Intraday sell transactions (where you never took delivery) settle differently, since there’s no share delivery involved, but the cash component still generally follows the same T+1 timeline for full withdrawability. You check the specific settlement date shown against that trade rather than assuming all proceeds become available at the same time.