Yes Bank’s Yes Online platform offers secure 24×7 net banking for retail and corporate users. It lets you manage accounts, make transfers, pay bills, invest, and more—all from your computer or mobile browser.
Who Can Register?
- Retail or corporate customers with a Yes Bank savings/current account
- Holders of credit cards, loans, or demat accounts can also register
- Must have a valid Customer ID, registered mobile number, and debit/credit card or PAN details for authentication
How to Register
- Visit the official Yes Bank net banking portal and choose ‘New User / Register Here’.
- Provide Customer ID or account number, registered mobile number, and OTP verification.
- Authenticate using debit card (card number + ATM PIN), credit card, loan account, or Aadhaar.
- Set your Login Password and security questions.
- Registration completes instantly—start using services right away.
Login & Security Overview
- Login using User ID + Password (use the virtual keyboard option for added security).
- Certain operations require OTP validation.
- Use either OTP or client-side token for stronger transaction security.
Key Features & Services
Yes Online offers:
- Funds Transfer: NEFT, RTGS, IMPS—within Yes Bank and to other banks
- Investments: Open/manage FD, RD, mutual funds; access portfolio and NAVs
- Bill Payments & Credits: Pay utilities, subscription fees, donations via Yes Pay Now
- Account Management: View/download statements, cheque status, TDS/FD slips, personal details updates
- Service Requests: Request chequebook or debit card, order e-statements, update PAN/nominee info
- E-commerce Transactions: Secure checkout options for card-based payments
Transaction Limits & Charges
- IMPS: ₹5 + GST per transfer via net banking
- NEFT / RTGS via net banking: No direct charges (branch transfers may attract fees)
- Branch NEFT up to ₹10k: ₹2.50 + GST; ₹1–2L: ₹5 + GST; above ₹2L: ₹15–25 + GST
- RTGS via branch ₹2–5L: ₹25 + GST; above ₹5L: ₹50 + GST
- RTGS/NEFT via net banking or mobile: Free
Forgot Password or ID?
- Select Forgot Password / Unlock Login ID on login page
- Authenticate via debit card / credit card / loan account / Aadhaar
- Receive OTP, verify, and reset password
- Reset without card: visit branch with form; takes ~7 days.
Quick Overview Table
| Step/Feature | Details |
|---|---|
| Register | Via Customer ID + OTP + card/Aadhaar/loan verification |
| Login | User ID + password (+ OTP for select actions) |
| Fund Transfers | NEFT, RTGS, IMPS (free via net banking) |
| Investments/Bill Pay | Fixed Deposits, SIPs, utilities, donations, e-commerce checkout |
| Account Info | Statements, cheque tracking, TDS/FD slips, change personal info |
| Password Recovery | Via net banking or branch form |
| Charges | Minimal or no cost for online transfers; some services incur fees at branch |
Security Best Practices
- Always use the official URL — look for HTTPS and padlock icon
- Enable OTP or token security for transactions
- Use a strong and unique login password
- Log out after each session; avoid public or shared devices
- Never share your password, OTP, or card credentials with anyone
Final Takeaway
Yes Online is a comprehensive, secure, and user-friendly net banking platform for Yes Bank. From online payments and investments to daily banking and service requests—everything you need is available online with simplicity and security.
