ICICI SMS Banking allows you to perform simple banking tasks via SMS from your registered mobile number, with no app or internet required. It’s secure, fast, and available 24×7. Feeds from the article:
- For personal accounts: send SMS keyword to 5676766 or 9215676766
- For corporate accounts: use 5676766 or 9215676766, but format differs for corporate IDs
Common SMS Commands (Personal Accounts)
| Service | Format | Number |
|---|---|---|
| Balance Enquiry | IBAL (or IBAL <last 6 digits>) | 5676766 or 9215676766 |
| Last 3 Transactions | ITRAN <last 6 digits> | 5676766 or 9215676766 |
- Use just
IBALif it’s your primary account. - For multiple accounts, add space + last 6 digits.
Corporate Account SMS Banking
For Corporate Internet Banking (CIB) users:
- Balance Enquiry:
CIBAL <12-digit account number>to 5676766 or 9215676766 - Last 5 Transactions:
CITRAN <12-digit account number>
Other Useful SMS Commands
ICICI SMS banking also includes:
ICSI– cheque status enquiryISCR– stop chequeICBR– request cheque bookIVIEW <biller nickname>– view biller detailsMMID– retrieve MMID
These can be sent to 5676766 or 9215676766
How to Register
- Login to ICICI NetBanking or iMobile app
- Go to SMS Banking settings and register your mobile
- Select linked account(s) for SMS services
- Confirm via OTP and activation is immediate
Alternatively, visit a branch if you’re not registered.
Quick Overview Table
| Feature | Access | Format | No Internet? |
|---|---|---|---|
| Account Balance | SMS command | IBAL [acct digits] | ✅ |
| Recent Transactions | SMS command | ITRAN [acct digits] | ✅ |
| Corporate Balance | SMS command | CIBAL 12‑digit acct | ✅ |
| Corporate Recent Txns | SMS command | CITRAN 12‑digit acct | ✅ |
| Other Requests (e.g. biller, chequebook) | SMS commands | as per list | ✅ |
Pro Tips
- Always send SMS from your registered mobile number only.
- Use single space between keyword and parameter—no extra spaces.
- Commands are free, SMS charges may be levied by your mobile carrier.
- For missed-call based balance or mini-statement, use separate numbers like 9594612612 or 9594613613.
Final Thoughts
ICICI SMS Banking is ideal when you need quick, internet-free banking access. With keywords like IBAL, ITRAN, and ICSI, you can retrieve balance, transactions, cheque status, and more—just via SMS.
