What Is ICICI SMS Banking?

ICICI SMS Banking allows you to perform simple banking tasks via SMS from your registered mobile number, with no app or internet required. It’s secure, fast, and available 24×7. Feeds from the article:

• For personal accounts: send SMS keyword to 5676766 or 9215676766
• For corporate accounts: use 5676766 or 9215676766, but format differs for corporate IDs

Common SMS Commands (Personal Accounts)

Service	Format	Number
Balance Enquiry	IBAL (or IBAL <last 6 digits>)	5676766 or 9215676766
Last 3 Transactions	ITRAN <last 6 digits>	5676766 or 9215676766

• Use just IBAL if it’s your primary account.
• For multiple accounts, add space + last 6 digits.

Corporate Account SMS Banking

For Corporate Internet Banking (CIB) users:

• Balance Enquiry:
  CIBAL <12-digit account number> to 5676766 or 9215676766
• Last 5 Transactions:
  CITRAN <12-digit account number>

Other Useful SMS Commands

ICICI SMS banking also includes:

• ICSI – cheque status enquiry
• ISCR – stop cheque
• ICBR – request cheque book
• IVIEW <biller nickname> – view biller details
• MMID – retrieve MMID
  These can be sent to 5676766 or 9215676766

How to Register

1. Login to ICICI NetBanking or iMobile app
2. Go to SMS Banking settings and register your mobile
3. Select linked account(s) for SMS services
4. Confirm via OTP and activation is immediate
   Alternatively, visit a branch if you’re not registered.

Quick Overview Table

Feature	Access	Format	No Internet?
Account Balance	SMS command	IBAL [acct digits]	✅
Recent Transactions	SMS command	ITRAN [acct digits]	✅
Corporate Balance	SMS command	CIBAL 12‑digit acct	✅
Corporate Recent Txns	SMS command	CITRAN 12‑digit acct	✅
Other Requests (e.g. biller, chequebook)	SMS commands	as per list	✅

Pro Tips

• Always send SMS from your registered mobile number only.
• Use single space between keyword and parameter—no extra spaces.
• Commands are free, SMS charges may be levied by your mobile carrier.
• For missed-call based balance or mini-statement, use separate numbers like 9594612612 or 9594613613.

Final Thoughts

ICICI SMS Banking is ideal when you need quick, internet-free banking access. With keywords like IBAL, ITRAN, and ICSI, you can retrieve balance, transactions, cheque status, and more—just via SMS.