Union Bank SMS Banking: Keywords, Activation and Charges
Union Bank SMS Banking: How to Activate and Use It
Union Bank of India SMS banking lets you check balance, get mini statements, and access basic account information by sending a text from your registered mobile number, no internet required. It works on any phone and is available round the clock.
Union Bank SMS Banking Number
Send all SMS banking requests to 09223008586 from your registered mobile number. No registration is needed beyond having your mobile number linked to your Union Bank account.
SMS Banking Keywords
| Service | SMS Format | Send To |
|---|---|---|
| Balance Enquiry | BAL <Account No> | 09223008586 |
| Mini Statement | MINI <Account No> | 09223008586 |
| IFSC Code | IFSC <Branch Name> | 09223008586 |
| Last Transaction | LASTTXN <Account No> | 09223008586 |
How to Activate Union Bank SMS Banking
- Ensure your mobile number is registered with your Union Bank account (at branch, ATM, or through the Union Bank Mobile Banking app).
- No separate activation is required for basic SMS banking. Simply send the keyword to the short code.
- For mobile alerts, you can also opt in during account opening or by visiting the branch.
Charges for SMS Banking
Union Bank SMS banking for basic enquiries is free. However, standard SMS charges from your mobile network provider may apply. Recurring monthly SMS alerts for transactions are provided at a nominal charge as per your account type, typically Rs. 15 per quarter.
Key Takeaways
- Send SMS to 09223008586 for balance, mini statement, and other queries.
- Works on any mobile phone from your registered number.
- No separate activation needed; just have a registered number on your account.
- Available 24/7 with instant replies.
Frequently Asked Questions
What is the Union Bank of India SMS banking number?
The SMS banking short code is 09223008586. Send your query keywords to this number from your registered mobile.
Is Union Bank SMS banking free?
Basic balance and mini statement enquiries are free from the bank’s side. Your telecom operator’s standard SMS charges may apply.
Can I use Union Bank SMS banking without registering separately?
Yes. As long as your mobile number is linked to your Union Bank account, you can use SMS banking immediately.
What if I get no reply after sending an SMS?
Check that you are sending from the registered number and the format is correct. Contact Union Bank customer care at 1800 22 2244 if the issue continues.




