Union Bank RTGS Form: Download, Details & How to Fill (2026)
Union Bank of India provides an RTGS form for customers who want to transfer ₹2 lakh or more through a bank branch. RTGS is used for high-value and urgent fund transfers.
This guide explains the Union Bank RTGS form details, required information, and filling process.
Quick Summary: Union Bank RTGS Form
- Used for: High-value fund transfer
- Minimum amount: ₹2,00,000
- Mode: Branch (offline)
- Processing: Real-time during banking hours
- Charges: As per Union Bank rules + GST (may vary)
Union Bank RTGS Form – Required Details
When filling the Union Bank RTGS form, you need the following details:
Applicant (Sender) Details
- Applicant name
- Union Bank account number
- Account type (Savings / Current)
- Mobile number
- Signature of account holder
Beneficiary Details
- Beneficiary name
- Beneficiary bank name
- Branch name
- IFSC code
- Beneficiary account number
Transaction Details
- RTGS amount (₹2,00,000 or above)
- Amount in words
- Purpose of remittance (optional)
How to Fill Union Bank RTGS Form – Step-by-Step
Write your name and Union Bank account number
Select / tick RTGS (not NEFT)
Enter beneficiary name & account number
Fill correct IFSC code carefully
Mention amount in figures and words
Sign the form as per bank records
Submit the form at the Union Bank branch counter
Carry valid ID proof if the branch asks for verification.
Where to Get Union Bank RTGS Form?
- Union Bank home branch
- Customer service desk at any Union Bank branch
Many branches provide a combined NEFT/RTGS form.
Union Bank RTGS Timing
- Branch RTGS: During bank working hours
- Online RTGS (Net Banking / Mobile App): 24×7
Forms submitted after the daily cut-off may be processed on the next working day.
Union Bank RTGS Charges (Indicative)
| RTGS Amount | Charges (approx.) |
|---|---|
| ₹2 lakh to ₹5 lakh | ₹25 + GST |
| Above ₹5 lakh | ₹50 + GST |
Charges may vary by branch or account type.
Common Issues & Troubleshooting
RTGS delayed?
- Usually credited within minutes
- Delays may occur due to incorrect details
Amount debited but not credited?
- Contact Union Bank branch with UTR number
Security Tips
- Double-check beneficiary account number & IFSC
- Use block letters while filling the form
- Keep RTGS acknowledgment slip safe
- Never share UTR or OTP with unknown callers
FAQs: Union Bank RTGS Form
Is RTGS form mandatory in Union Bank?
A. Yes, for branch-based RTGS transactions.
Can I do RTGS without Union Bank account?
A. Cash RTGS may be allowed at some branches with additional charges.
What is the minimum RTGS amount?
A. ₹2,00,000.
Conclusion
The Union Bank RTGS form is required for high-value transfers through the branch. For faster and usually free transfers, online RTGS via net banking or mobile app is the better option.
