1. Branch Operating Schedule
Monday–Friday (regular working days)
- Opening: 10:00 AM
Saturdays (only 1st, 3rd & 5th Saturday of each month)
- Opening: 10:00 AM
- Closing: 4:00 PM
Every 2nd & 4th Saturday, Sundays and all public holidays
2. Lunch Break Policy
Union Bank branches maintain continuous service throughout the day—employees take staggered lunch breaks between 1:00 PM and 2:00 PM, ensuring no disruption to customer service.
3. Fund Transfer Windows (Branch-Based)
Even though digital transfers are 24×7 now, in‑branch processing hours are:
- NEFT: 8:00 AM – 6:30 PM (Mon–Fri and working Saturdays)
- RTGS: 8:00 AM – 4:20 PM (Mon–Fri and working Saturdays)
4. Locker Services
Locker operations are available during standard branch hours (10:00 AM – 4:00 PM) on working days and working Saturdays only.
5. Digital & ATM Services (24×7)
- NEFT / RTGS / IMPS / UPI: Available anytime via digital platforms—web, app, or USSD.
- Internet Banking, Mobile Banking, and ATMs: Fully functional 24×7, including holidays and Sundays.
Quick Reference Table
| Day / Service | Branch Open? | Branch Hours | Digital Access |
|---|---|---|---|
| Mon–Fri | ✅ Yes | 10:00 AM–4:00 PM | 24×7 |
| 1st, 3rd & 5th Saturday | ✅ Yes | 10:00 AM–4:00 PM | 24×7 |
| 2nd & 4th Saturday, Sunday | ❌ No | — | 24×7 |
| Lunch Time | Branch open | 1:00 PM–2:00 PM | — |
| In‑branch NEFT (processing) | ✅ Yes | 8:00 AM–6:30 PM | — |
| In‑branch RTGS (processing) | ✅ Yes | 8:00 AM–4:20 PM | — |
| Digital Fund Transfers / Banking | — | — | 24×7 |
