Don’t have internet access? No worries. With Union Bank of India SMS Banking, you can check your balance, get mini statements, and more — all by sending a simple text from your registered mobile number.
Perfect for users who prefer offline, fast, and secure access to basic banking services.
What Is SMS Banking?
SMS Banking lets Union Bank customers perform basic banking actions like checking balances or getting mini statements by sending an SMS from their registered mobile number.
You don’t need a smartphone or data — just a regular mobile with SMS service.
Key Services Available via SMS
Send these keywords to 09223008486 from your registered mobile number:
| Service | SMS Format | Example |
|---|---|---|
| 🏦 Balance Enquiry | UBAL | UBAL |
| 📜 Mini Statement | UMNS | UMNS |
| 🪪 Cheque Status | UCSR<space><Cheque Number> | UCSR 123456 |
| 📅 Cheque Book Req | UCHEQ | UCHEQ |
| 🔁 Last 3 Transactions | UMNS | UMNS |
🕒 Available 24×7 from anywhere in India
How to Register for Union Bank SMS Banking
You must first register your mobile number with the bank.
If your number is already linked:
You’re good to go! Just start using the SMS codes.
To register or update your number:
- Visit your home branch
- Submit a request form with ID proof
- The number will be updated within 1–2 working days
For security, only registered mobile numbers can use SMS Banking.
Example Use Cases
- You’re traveling without internet but want to check your balance
- Need a quick mini statement while shopping
- Want to confirm a cheque’s status before depositing
FAQs
Q1: What is the Union Bank SMS number?
A. Send SMS to 09223008486 from your registered mobile number.
Q2: Can I use SMS Banking if my mobile number isn’t linked?
A. No. You must link your mobile number with your bank account at the branch first.
Q3: Are there any charges for SMS Banking?
A. Union Bank does not charge for SMS Banking, but your mobile operator may charge standard SMS rates.
Q4: Is it available 24/7?
A. Yes. SMS Banking works round the clock, even on holidays.
Safety Tips
- Never share your phone or SIM card with others
- Use phone locks and delete sensitive messages after reading
- For added safety, limit banking actions via SMS to balance and mini statements
Key Takeaways
- Use SMS Banking to get quick info like balance or statements without internet.
- Just send UBAL or UMNS to 09223008486 from your registered mobile.
- Make sure your mobile number is updated with the bank.
- Simple, secure, and available 24/7 — great for non-smartphone users or low connectivity zones.
