Need your Union Bank (UBI) account balance right now? Here are all the top ways to do it—free, secure, and available 24×7.
1. 🎧 Missed Call Balance Enquiry
- Number:
09223008586 - How: Give a missed call from your registered mobile number. The call disconnects automatically, and you’ll receive an SMS with your current balance. Accepted 24×7, subject to SIM balance and registration.
2. 💬 SMS Banking
- Number:
09223008486 - To check primary account: nginxCopyEdit
UBAL - To check another account: php-templateCopyEdit
UBAL <space> your account number
After sending, you’ll receive an SMS reply with the balance.
3. 📞 Toll‑Free IVR Service
- Hotlines:
1800‑22‑2244,1800‑208‑2244, and others - Steps: Call from your registered number → select Banking → Balance Enquiry in IVR. If from an unregistered number, verify via debit card/account number, then receive balance details.
4. 💬 WhatsApp Banking
- Number:
9666606060 - How: Save this number → send “Hi” via WhatsApp → follow prompts to select Balance Enquiry. Convenient and chat-friendly.
5. 📲 USSD Code
- Dial:
*99#from your registered mobile - Use: Select Balance Enquiry from the menu—no internet required.
6. 🏧 ATM
- Visit any ATM (UBI or other banks) → insert your card → enter PIN → choose Balance Enquiry. You can also request a Mini Statement here.
7. 🌐 Net & Mobile Banking
- Net Banking: Log in to UBI internet banking → go to Account Summary or Balance Enquiry.
- Mobile App: Use Vyom, UVConn, or other UBI apps → login → check balance under My Accounts.
8. 📱 UPI Apps
UPI platforms like Google Pay or PhonePe can also show your UBI account balance: select your account → choose “Check Balance” → enter UPI PIN.
✅ Comparison at a Glance
| Method | Number / Code | Offline? | Charges |
|---|---|---|---|
| Missed Call | 09223008586 | ✅ Yes | Free |
| SMS Banking | 09223008486 | ✅ Yes | Standard SMS |
| Toll-Free IVR | 1800‑22‑2244, 208‑2244 | ✅ Yes | Free |
| WhatsApp Banking | 9666606060 | ❌ (Data) | WhatsApp data |
| USSD | *99# | ✅ Yes | Free |
| ATM | – | ✅ Yes | Usually free |
| Net Banking | – | ❌ No | Free (data) |
| Mobile App | Vyom / UVConn | ❌ No | Free (data) |
| UPI | Google Pay, etc. | ❌ No | Free (data) |
💡 Tips & Troubleshooting
- Ensure your mobile number is registered with UBI for SMS, missed call, WhatsApp, and USSD.
- Missed call and IVR options are free and unlimited (24×7) once activation is done.
- SMS services may incur standard SMS charges, and the bank may apply quarterly SMS fees.
- Use WhatsApp or UPI if you prefer chat or app-based access.
- ATM and passbook give real-time updates—including mini statements—for richer info.
Quick Summary
- For instant balance: Missed call → 09223008586
- SMS backup: UBAL → 09223008486
- Chat-style: WhatsApp → 9666606060
- Traditional: Toll-free IVR, USSD, ATM, App/UPI
Choose what suits you best—you’re just a tap, call, or app away from your account balance.
FAQs
Q: Do I need to activate these services?
A: Yes—send an activation SMS or request via SMS banking form at your home branch for missed call and SMS services.
Q: Is there a limit on missed-call retries?
A: No, it’s available 24×7 with no set limits.
Q: Can I check multiple accounts?
A: Yes—use UBAL <acct no> for SMS. For missed calls, you’ll get your “last active” account’s balance.
Q: What if I change my phone number?
A: Visit your branch to update the registered number for uninterrupted access.
