Union Bank KYC: Update, Documents & Status Check (2026)

KYC (Know Your Customer) is mandatory for all Union Bank of India account holders. If your KYC is pending or outdated, the bank may restrict transactions until it is updated.

This guide explains how to update Union Bank KYC, required documents, and common issues.

Quick Summary: Union Bank KYC

• Who needs KYC? All Union Bank customers
• Modes: Branch, online (limited), video KYC (where available)
• Documents: ID proof + address proof
• Time required: Usually same day to a few working days

Documents Required for Union Bank KYC

You generally need any one ID proof and one address proof:

Accepted ID Proofs

• Aadhaar Card
• PAN Card
• Passport
• Voter ID
• Driving Licence

Accepted Address Proofs

• Aadhaar
• Passport
• Voter ID
• Utility bill (recent)
• Bank statement (as accepted by branch)

Carry original documents + self-attested copies.

How to Update Union Bank KYC

Union Bank Branch (Offline – Most Common)

1. Visit your home branch
2. Ask for KYC update form
3. Fill in details and attach documents
4. Submit with signature
5. Collect acknowledgment

KYC is usually updated the same day or within 2–3 working days.

Online / Digital KYC (Limited Availability)

Some customers may be able to update KYC via:

• Union Bank mobile app
• Internet banking

Online KYC options vary by customer and account type.

Video KYC (If Offered)

• OTP-based verification
• Live video interaction with bank official
• No branch visit required

Availability may vary by region.

How to Check Union Bank KYC Status

• Check via Union Bank mobile app / net banking
• Visit branch and ask for KYC status
• Check SMS/email alerts from the bank

What Happens If KYC Is Not Updated?

• Debit card may stop working
• Fund transfers may be blocked
• Cash withdrawals may be restricted

To avoid inconvenience, update KYC before the deadline mentioned in bank messages.

Common Problems & Troubleshooting

Name mismatch in Aadhaar/PAN?

• Update details in the document first
• Then resubmit KYC

KYC rejected?

• Ask branch for rejection reason
• Submit corrected documents

Account frozen due to KYC?

• Visit branch with ID proof
• Account is usually reactivated quickly after update

Security Tips

• Submit KYC only at official branch or bank app
• Do not share documents on WhatsApp with unknown numbers
• Keep acknowledgment safely
• Avoid agents or middlemen

FAQs: Union Bank KYC

Updating your Union Bank KYC is simple and essential to keep your account active and transaction-ready. Visiting the branch with proper documents is still the most reliable method.