UCO mBanking Plus is the official mobile banking app of UCO Bank. It allows customers to access banking services like balance check, fund transfer, bill payment, and debit card management anytime, anywhere using a smartphone.
This guide explains how to register, login, use features, reset MPIN, and solve common UCO mBanking Plus issues in simple language.
Quick Summary – UCO mBanking Plus
- App name: UCO mBanking Plus
- Bank: UCO Bank
- For: Savings & Current account holders
- Availability: 24×7
- Cost: Free
- Platforms: Android & iOS
What You Can Do with UCO mBanking Plus
Using the UCO mBanking Plus app, you can:
- Check account balance & transaction history
- Transfer money via IMPS / NEFT / RTGS
- Send & receive money using UPI
- Pay electricity, gas, water & mobile bills
- Recharge mobile & DTH
- Open FD / RD online
- Manage debit card (block/unblock, limits, PIN)
- Download account statements
- Locate nearby UCO Bank ATMs & branches
How to Register on UCO mBanking Plus (Step-by-Step)
You can register if your mobile number is linked with your UCO Bank account.
Registration Steps
- Download the UCO mBanking Plus app
- Open the app and tap New User / Register
- Enter your registered mobile number
- Verify OTP sent to your mobile
- Enter account or debit card details (if required)
- Set:
- MPIN
- Login password
- Complete registration
If you already use UCO net banking, you can log in using the same credentials.
How to Login to UCO mBanking Plus App
Option 1: Login Using MPIN
- Open the UCO mBanking Plus app
- Enter your MPIN
- Access your account instantly
Option 2: Login Using Password
- Enter your User ID and password
Biometric login (fingerprint/face ID) may be enabled on supported devices.
Forgot UCO mBanking Plus MPIN or Password?
Reset MPIN
- Open the UCO mBanking Plus app
- Tap Forgot MPIN
- Enter registered mobile number
- Verify OTP
- Set a new MPIN
Reset Login Password
- Use Forgot Password option in the app or UCO net banking website
UCO mBanking Plus vs UCO Net Banking
| Feature | UCO mBanking Plus | UCO Net Banking |
|---|---|---|
| Platform | Mobile app | Website |
| Login | MPIN / Biometrics | User ID & Password |
| UPI | Yes | Limited |
| Best for | Daily banking | Detailed banking |
Common UCO mBanking Plus Problems & Solutions
1. App Not Opening / Crashing
- Update the app
- Clear app cache
- Restart phone
2. OTP Not Received
- Check mobile network
- Ensure mobile number is registered
- Retry after some time
3. Login Failed
- Recheck MPIN
- Reset MPIN if locked
- Try password login option
UCO mBanking Plus Security Tips
- Never share OTP or MPIN
- Lock your phone with PIN/biometrics
- Log out if using another device
- Download app only from official app stores
UCO mBanking Plus FAQs
Is UCO mBanking Plus free?
A. Yes, the app is free to download and use.
Can I use the app without net banking?
A. Yes, you can register directly using your account-linked mobile number.
Can I use UCO mBanking Plus on two phones?
A. Usually, only one registered device is allowed at a time.
Is UCO mBanking Plus safe?
A. Yes, it uses OTP, MPIN, and secure banking systems.
Conclusion
UCO mBanking Plus makes everyday banking easy—from UPI payments to fund transfers and debit card management. With secure login and 24×7 access, it’s a convenient way to manage your UCO Bank account on the go.
