UCO Bank Timings 2025: Working Hours, Saturday Schedule & Lunch Break

Planning to visit a UCO Bank branch? Knowing the exact UCO Bank timings can save you time and hassle — especially if you’re going for deposits, withdrawals, cheque services, or to meet a relationship manager.

This guide covers UCO Bank’s branch hours, lunch break, NEFT/RTGS timings, and weekend schedules in 2025.

UCO Bank Working Hours (Monday to Friday)

DayWorking Hours
Monday–Friday10:00 AM to 4:00 PM
  • Branch services such as cash deposits, withdrawals, passbook updates, and account queries are available during this time.
  • Staff reporting may begin earlier (around 9:30 AM), but public dealings usually start at 10:00 AM.

UCO Bank Saturday Timings (2025)

Saturday TypeOpen or Closed?Timings
1st, 3rd, 5th SaturdayOpen10:00 AM – 4:00 PM
2nd & 4th SaturdayClosed

Like all banks in India, UCO Bank follows RBI’s rule of closing on the 2nd and 4th Saturdays and all Sundays.

UCO Bank Lunch Break Timing

  • 1:30 PM to 2:00 PM (may vary slightly by branch)
  • Most branches stagger lunch breaks, so at least one counter remains open at all times.

Best time to visit: Between 10:30 AM and 12:30 PM, when service is usually fastest.

NEFT & RTGS Timings (Branch-based)

If you want to transfer money through NEFT or RTGS at the branch, follow these cut-off times:

ServiceBranch Timings
NEFT10:00 AM – 3:30 PM
RTGS10:00 AM – 3:00 PM

NEFT/RTGS via internet banking is available 24×7, including Sundays and holidays.

UCO Bank Digital Banking Hours

All digital banking services are available 24×7, including:

  • UCO mBanking Plus App
  • Internet Banking
  • ATM & UPI

Use these if you’re unable to visit during branch hours.

FAQs

Q1: What are UCO Bank’s working hours?

A. Monday to Friday and 1st/3rd/5th Saturdays: 10:00 AM – 4:00 PM

Q2: Is UCO Bank open on Saturday?

A. Yes, on 1st, 3rd, and 5th Saturdays. Closed on 2nd and 4th Saturdays.

Q3: What is the lunch time in UCO Bank?

A. Generally from 1:30 PM to 2:00 PM, with staggered breaks so services stay available.

Q4: Is UCO Bank open on Sunday?

A. No. All branches remain closed on Sundays and national public holidays.

Key Takeaways

  • Working Hours: 10 AM – 4 PM (Mon–Fri, 1st/3rd/5th Sat)
  • Lunch Break: 1:30 PM – 2:00 PM (staggered)
  • Closed: Sundays + 2nd & 4th Saturdays
  • Use digital banking for 24×7 access