UCO Bank SMS Banking: Activate and Use All Features
UCO Bank SMS Banking: Activate and Use All Features
UCO Bank SMS banking lets you check your account balance, request a mini statement, and receive transaction alerts by sending simple SMS codes from your registered mobile number. It works without internet and is available 24 hours a day.
How to Register for UCO Bank SMS Banking
SMS banking is automatically activated for accounts linked to a registered mobile number. If you have not registered your mobile number, visit your UCO Bank home branch with your Aadhaar card and account details to do so.
UCO Bank SMS Banking Codes
- Balance Enquiry: Send BAL <Account Number> to 56161
- Mini Statement: Send MINI <Account Number> to 56161
- Last 5 Transactions: Send TRANS <Account Number> to 56161
- IFSC Code: Send IFSC <Branch Code> to 56161
All SMS must be sent from your registered mobile number only. Requests from unregistered numbers will not be processed.
UCO Bank Mobile Alerts Service
Beyond on-demand SMS queries, UCO Bank also sends automatic SMS alerts for:
- Debit and credit transactions above a threshold amount
- ATM withdrawals
- Cheque clearances and bounces
- Low balance notifications
- OTPs for digital transactions
These alerts are sent to your registered mobile number automatically and do not require any action on your part.
How to Activate or Reactivate SMS Alerts
- Open UCO mBanking+ and log in.
- Go to Services and select SMS Alert Registration.
- Choose your account and enable alerts for the transaction types you prefer.
- Confirm and submit.
Alternatively, visit your branch and submit an SMS alert registration request form.
Charges for SMS Banking
UCO Bank charges a nominal annual fee for the SMS alert service, typically around Rs 15 to Rs 25 per year. This is deducted from your account at the start of the financial year. Balance enquiry and mini statement SMS may also attract a small per-SMS fee. Check the current Schedule of Charges for exact rates.
Key Takeaways
- Send SMS to 56161 from your registered number for balance and mini statement queries.
- SMS banking works without internet, making it useful in low-connectivity areas.
- Auto-alerts are sent for all major account activity including ATM withdrawals and cheque status.
- Activate or manage SMS alerts through UCO mBanking+ or your home branch.
Frequently Asked Questions
What is the SMS number for UCO Bank balance check?
Send BAL <Account Number> to 56161 from your registered mobile number to check your UCO Bank account balance instantly via SMS.
Is UCO Bank SMS banking free?
On-demand SMS queries may attract a small per-SMS charge, and the annual alert subscription fee is typically around Rs 15 to Rs 25. Confirm current charges with your branch or on the UCO Bank website.
What should I do if I am not receiving SMS alerts from UCO Bank?
Check that your mobile number is correctly registered with the bank. If the number is correct but alerts are not arriving, log into UCO mBanking+ to re-enable alerts, or visit your branch to refresh the registration.
