UCO Bank RTGS Form – Download, How to Fill & Submit (2026 Guide)
A UCO Bank RTGS form is used to transfer high-value funds (₹2 lakh and above) from your UCO Bank account to another bank account through RTGS (Real Time Gross Settlement), mainly when you are not using net banking or mobile banking.
This guide explains where to get the UCO Bank RTGS form, how to fill it correctly, documents required, charges, and timings in simple Indian English.
Quick Summary: UCO Bank RTGS Form
- Bank: UCO Bank
- Transfer type: RTGS
- Minimum amount: ₹2,00,000
- Mode: Offline (branch-based)
- Internet required: No
- Processing: Real-time (during RTGS hours)
- Charges: As per UCO Bank RTGS charges + GST
What Is UCO Bank RTGS Form?
The UCO Bank RTGS form is an application submitted at a UCO Bank branch to send money electronically to another bank account using RTGS. RTGS is mainly used for large-value and urgent transfers.
Where to Get UCO Bank RTGS Form
1. UCO Bank Branch (Most Common)
- Available free of cost at the branch counter
- Ask for RTGS / NEFT application form
2. Download & Print (If Accepted)
- Some branches allow printed RTGS forms
- Final submission and verification must be done at the branch
Acceptance of printed forms may vary by branch.
How to Fill UCO Bank RTGS Form (Step-by-Step)
Fill all details carefully to avoid delay or rejection.
Remitter (Sender) Details
- Date
- Account Holder Name
- UCO Bank Account Number
- Mobile Number (preferably registered)
Beneficiary Details
- Beneficiary Name (exact as per bank records)
- Beneficiary Bank Name
- Beneficiary Branch Name
- Beneficiary Account Number
- IFSC Code (mandatory)
Transfer Details
- Amount
- In figures (₹)
- In words (Rupees ______ Only)
- Mode of Payment
- Account debit / cheque / cash (subject to rules)
- Signature
- As per UCO Bank records
Documents Required with RTGS Form
- Filled RTGS application form
- Passbook / debit card (for account holders)
- Valid ID proof (if RTGS through cash is allowed)
UCO Bank RTGS Charges (Indicative)
- Charges depend on RTGS amount
- GST is charged on service fee
- Some savings accounts may get free RTGS
Always confirm exact charges at the branch before submitting the form.
UCO Bank RTGS Timings
- RTGS availability: 24×7 (RBI enabled)
- Branch-initiated RTGS:
- Processed during branch working hours
- Same-day settlement if submitted before cut-off time
Common Mistakes to Avoid
- Entering wrong IFSC code
- Incorrect beneficiary account number
- Amount mismatch (figures vs words)
- Missing or mismatched signature
FAQs: UCO Bank RTGS Form
Q1. Is the UCO Bank RTGS form free?
A. Yes. The form is free. Only RTGS charges (if any) apply.
Q2. Can I submit RTGS form at any UCO Bank branch?
A. Usually yes, but some branches prefer home-branch customers.
Q3. Can RTGS be cancelled after submission?
A. Only if it is not processed. Once credited, cancellation is not possible.
Q4. Is IFSC mandatory for RTGS?
A. Yes. RTGS cannot be processed without correct IFSC.
RTGS vs NEFT (Quick Comparison)
| Feature | RTGS | NEFT |
|---|---|---|
| Minimum amount | ₹2 lakh | No minimum |
| Settlement | Real-time | Near real-time |
| Best for | Large value | Regular transfers |
Conclusion
The UCO Bank RTGS form is the right option when you need to transfer ₹2 lakh or more securely through the branch. Filling the form accurately—especially beneficiary account number and IFSC—ensures fast and smooth processing.
