Tripura Gramin Bank FD Interest Rates (2026)
Retail FD Rates (below ₹1 crore)
| Tenure | General Citizens (% p.a.) | Senior Citizens (% p.a.) |
|---|---|---|
| 7 days to 45 days | 3.30% | 3.80% |
| 46 days to 179 days | 4.50% | 5.00% |
| 180 days to 210 days | 5.70% | 6.20% |
| 211 days to < 1 year | 6.05% | 6.55% |
| 1 year to < 2 years | 6.40% | 6.90% |
| 2 years to < 3 years | 6.50% | 7.00% |
| 3 years to < 5 years | 6.35% | 6.85% |
| 5 years to < 10 years | 6.05% | 6.55% |
Tax-Saving FD (5-year) — Often around 6.50% (same for senior citizens) under applicable schemes.
Notes on These Rates
Rates are as of early 2026 and apply to deposits below ₹1 crore.
Senior citizens typically receive about 0.50% extra interest compared with general rates.
FD interest is taxable and TDS may apply based on income rules (use Form 15G/H if eligible).
General Info About Tripura Gramin Bank FDs
- Tenure Range: 7 days up to 10 years depending on scheme and goals.
- Minimum Deposit: Usually around ₹1,000 (may vary by branch).
- Interest Payment Options: Monthly, quarterly, cumulative at maturity, based on chosen plan.
- Loan Against FD: Many banks offer loans up to a percentage of the FD amount.
Tips Before Booking a Tripura Gramin Bank FD
Interest rates can change; confirm at your branch or on the bank website.
Choose tenure based on your financial goal (short-term vs long-term).
Senior citizens benefit from higher interest.
Tax implications can affect net returns — keep that in mind when planning.
If you want, I can also explain how Tripura Gramin Bank FD interest is calculated and how much you’ll get at maturity — just tell me the amount and tenure!
