TMB Mobile Banking is the official digital banking service of Tamilnad Mercantile Bank (TMB) that allows customers to access their bank account directly from their smartphone. Using the app, you can check balance, view statements, transfer money, and use UPI services 24×7 without visiting a branch.
It is available for savings, current, and salary account holders with a registered mobile number.
Quick Summary: TMB Mobile Banking
- Official mobile banking app of Tamilnad Mercantile Bank
- Available on Android & iOS
- Balance enquiry, statements & fund transfer
- IMPS / NEFT / RTGS & UPI supported
- Secure login with MPIN & OTP
- Works 24×7, subject to system availability
What Is TMB Mobile Banking?
TMB Mobile Banking is a smartphone-based banking platform that lets you manage your TMB account anytime, anywhere. It reduces branch visits and gives instant access to your banking needs through a secure app.
You only need:
- An active TMB account
- Registered mobile number
- Smartphone with internet connection
Key Features of TMB Mobile Banking App
- Account Balance Enquiry
- Mini Statement & Detailed Statement
- IMPS / NEFT / RTGS Fund Transfer
- UPI Payments & Collect Requests
- Cheque Book Request
- FD & RD Account View
- Bill Payments & Mobile Recharges
- Service Requests & Profile Details
Some features may vary based on account type and app version.
How to Register for TMB Mobile Banking
Step-by-Step Registration Process
- Download TMB Mobile Banking app from Play Store or App Store
- Open the app and select New User Registration
- Enter your registered mobile number
- Verify mobile number using OTP
- Enter debit card / account details (as prompted)
- Set your MPIN
- Registration completed successfully
Your mobile number must be linked to your TMB account.
How to Login to TMB Mobile Banking App
- Open the app
- Enter your MPIN
- Use fingerprint / face ID (if enabled)
- Access your account dashboard
If you forget your MPIN, use the Forgot MPIN option to reset it securely.
How to Check Balance Using TMB Mobile Banking
- Login to the app
- Go to Accounts or Dashboard
- Select your savings/current account
- Available balance is shown instantly
No charges apply for balance enquiry through the app.
How to Transfer Money Using TMB Mobile Banking
TMB supports multiple transfer modes:
- IMPS – Instant, 24×7
- NEFT – Available throughout the day
- RTGS – For high-value transactions
- UPI – Fast mobile-based payments
Basic Steps:
- Login to the app
- Select Fund Transfer / UPI
- Add beneficiary (account number & IFSC)
- Enter amount
- Confirm using MPIN
Charges for TMB Mobile Banking
| Service | Charges |
|---|---|
| App usage | Free |
| Balance enquiry | Free |
| IMPS / NEFT / RTGS | As per bank policy |
| UPI transactions | Usually free |
Charges may change—check the app or branch for confirmation.
Common TMB Mobile Banking Issues & Solutions
OTP Not Received
- Check network signal
- Ensure mobile number is active
App Not Working
- Update app to latest version
- Clear cache or reinstall
Login Failed
- Reset MPIN
- Ensure correct credentials
Transaction Failed
- Amount usually auto-reversed within working days
- Check transaction history
Security Tips for TMB Mobile Banking Users
- Never share OTP or MPIN
- Enable biometric lock
- Avoid public Wi-Fi for transactions
- Update the app regularly
- Log out after completing transactions
FAQs on TMB Mobile Banking
Is TMB mobile banking safe?
A. Yes, it uses secure encryption, OTP verification, and MPIN authentication.
Can I use TMB mobile banking without debit card?
A. Some features may require debit card details during registration.
Is UPI available in TMB mobile banking?
A. Yes, UPI services are supported for eligible accounts.
What if I change my mobile number?
A. You must update your mobile number at the TMB branch first.
Conclusion
TMB Mobile Banking offers a convenient and secure way to manage your Tamilnad Mercantile Bank account. From balance checks to UPI payments and fund transfers, the app covers most daily banking needs and works 24×7.
