You can pay your Standard Chartered credit card bill easily using multiple online and offline options. Payments can be made 24×7 through net banking, mobile apps, UPI, ATM, or by visiting a branch.
This guide explains all available payment methods, step-by-step, in simple Indian English.
Quick Overview
- Bank: Standard Chartered Bank
- Payment modes: Net banking, UPI, mobile apps, ATM, branch
- Availability: 24×7 (online modes)
- Best practice: Pay before due date to avoid late fees & interest
Method 1: Pay via Standard Chartered Net Banking (Best Option)
If you have a Standard Chartered savings/current account:
- Login to Standard Chartered Net Banking
- Go to Credit Cards → Payments
- Select your credit card
- Choose payment amount (minimum / total / custom)
- Confirm payment
Payment is usually instant or same-day.
Method 2: Pay via Other Bank Net Banking (NEFT)
You can pay from any other bank account using NEFT.
Steps:
- Login to your bank’s net banking
- Add beneficiary with details:
- Beneficiary name: Your name
- Account number: Your Standard Chartered credit card number
- IFSC: Standard Chartered IFSC of your card location
- Transfer amount using NEFT
⏱ Credit time: Usually same day or next working day
Method 3: Pay via UPI (Quick & Popular)
Standard Chartered allows credit card payments via UPI-supported platforms.
Steps:
- Open UPI app (PhonePe, Google Pay, Paytm, etc.)
- Choose Credit Card Bill Payment (if available)
- Select Standard Chartered Bank
- Enter credit card number
- Confirm and pay via UPI PIN
Fast and convenient for small to medium payments.
Method 4: Pay Using Mobile Banking Apps (Bill Pay)
You can also pay using apps like Paytm, Amazon Pay, or other bill payment apps.
- Open the app
- Go to Credit Card Bill Payment
- Select Standard Chartered Bank
- Enter your credit card number
- Pay using UPI, debit card, or net banking
Processing may take 1–2 working days.
Method 5: Pay via ATM (Standard Chartered ATM)
- Visit a Standard Chartered ATM
- Insert debit card and enter PIN
- Select Credit Card Payment
- Enter credit card number and amount
- Confirm payment
Method 6: Pay at Branch (Offline)
- Visit nearest Standard Chartered branch
- Fill credit card payment slip
- Pay via cash or cheque
Branch payments may take 2–3 working days to reflect.
How Much Should You Pay?
- Minimum Amount Due: Avoids late fee but interest applies
- Total Amount Due: Best option to avoid interest
- Custom Amount: If managing cash flow
Always try to pay total due before due date.
Payment Not Reflected? What to Do
- Check if payment mode was instant or delayed
- Wait for 1–3 working days
- Keep transaction reference number
- Contact Standard Chartered customer care if delayed
FAQs
Can I pay Standard Chartered credit card bill from another bank?
A. Yes, using NEFT, UPI, or bill payment apps.
Is UPI payment instant?
A. Usually yes, but reflection may take a few hours.
What happens if I miss the due date?
A. Late payment fee and interest may be charged, and credit score can be affected.
Can I set auto-debit?
A. Yes, auto-pay can be enabled via net banking or standing instructions.
Security Tips
- Never share OTP, CVV, or card details
- Use trusted apps and official banking channels
- Avoid public Wi-Fi while making payments
- Save payment confirmation for records
Conclusion
Standard Chartered credit card payments are simple and flexible with multiple online and offline options. For fastest and safest results, use net banking or UPI and always pay the total amount due before the due date.
