South Indian Bank offers RD schemes with attractive returns. The 1‑year RD rate is around 7.00 %, and the 5‑year RD rate is about 6.25 %. Senior citizens may receive an additional 0.50 %. Minimum monthly instalment usually starts at ₹100. Check the bank’s latest RD rates and penalty structure before opening an account.
South Indian Bank RD Rate Snapshot
| Tenure | Approximate RD rate |
|---|---|
| 1 year | 7.00 % |
| 3 years | 6.50 % |
| 5 years | 6.25 % |
Contact South Indian Bank for updated rates and terms.




