What Is SIBerNet?
SIBerNet is South Indian Bank’s internet banking platform—available to both individual and corporate customers. It offers 24×7 access to key services like fund transfers, account statements, bill payments, and e-services.
Registration & Activation
For Individuals
- Visit the South Indian Bank website → Online Banking → New User Registration
- Enter your 16-digit account number, registered mobile, OTP, and debit card details
- Choose your User ID, Login Password, and Transaction Password
- Activation is immediate for most users.
For Corporate Users
- Must register at the branch using the corporate application form
- You’ll receive credentials (User ID, login/transaction passwords) via PIN mailer
- Initial login requires changing both passwords
Login & Password Reset Process
- Visit the SIB homepage → Login (Existing Users) → Continue to Login
- Enter User ID, Login Password, and CAPTCHA or use virtual keypad
- On first login, update both login and transaction passwords
Forgot Password?
- Click Forgot Password, enter User ID and account number
- Authenticate via OTP and verify debit card details
- Set your new login password.
- Personal users with linked debit card enjoy free reset; otherwise a fee applies.
Key Features & Services
Through SIBerNet, you can:
- View account and mini statements, cheque status, and interest details
- Transfer funds within SIB or to other banks (NEFT, RTGS, IMPS)
- Schedule recurring transfers and bulk payments (corporate)
- Request cheque books, stop payments, or view e-statements
- Pay utility bills, KSEB, e-commerce, and corporate taxes
- Manage security, update profile details, review transaction history, and more
Transaction Limits & Charges
| User Type | Transfer Type | Limit (1-Factor) | Limit (2-Factor) |
|---|---|---|---|
| Personal Customers | Own SIB accounts | ₹5 lakh | — |
| Within SIB third-party | ₹10,000 | Up to ₹5 lakh | |
| External banks (NEFT/RTGS/IMPS) | ₹5,000 | Up to ₹5 lakh | |
| Corporate Customers | Within SIB accounts | ₹25 lakh | — |
| Within SIB third-party | ₹10,000 | Up to ₹25 lakh | |
| External banks | ₹5,000 | Up to ₹25 lakh |
You can increase limits via the Personalise Limits feature, subject to OTP and transaction password authentication.
Mobile & WhatsApp Integration
- SIB Mirror App: Log in with your User ID or MPIN to check balance, transfer funds, pay bills, order chequebooks, etc.
- WhatsApp Banking: Send Hi to 9895900555 registered on your account to access balance, mini statements, services, and instant banking assistance.
Additional Tips & Support
- Customer Support: Toll-free 1800‑425‑1809 or 1800‑102‑9408; NRI support at +91‑484 2388555. Email: [email protected]
- Security Advice: Use official URLs only, change passwords regularly, never share credentials or OTP, and use antivirus software.
Summary Table
| Category | Details |
|---|---|
| Platform Name | SIBerNet |
| Who Can Use | Retail and Corporate customers |
| Registration Mode | Online for retail (with debit card), branch for corporate |
| Login Credentials | User ID, Login Password, CAPTCHA/Virtual keypad |
| Key Services | Fund transfer, statements, bill pay, cheque requests, etc. |
| Limit Options | ₹5K–₹5L per day, flexible per authentication and user type |
| Mobile Access | SIB Mirror App + WhatsApp Banking |
| Support Contacts | Toll-free numbers and email support |
Final Thoughts
South Indian Bank’s SIBerNet is a robust, secure online banking platform tailored for both individuals and businesses. With convenient registration, flexible limits, and a host of digital features, it caters to modern banking needs seamlessly. Whether you’re managing bills, performing bulk transfers, or tracking your account—SIBerNet delivers the tools you need.
