SBI SMS Banking (SBI Quick): A Beginner’s Guide
SBI Quick is State Bank of India’s SMS and missed‑call banking service. It allows you to perform key banking tasks—like balance enquiry, mini‑statement, ATM‑card blocking, mobile/DTH recharge—using simple SMS or missed call commands from your registered mobile number. No app, login, or internet needed.
How to Register for SMS Banking
Via SMS:
Send:
nginxCopyEditMBSREG
to 9223440000 or 567676 from your registered mobile number. You’ll receive a User ID and default MPIN.
At an SBI ATM:
- Swipe your debit card.
- Select Mobile Registration, enter your ATM PIN, submit your mobile number.
- Confirm details and receive SMS confirmation.
Via Branch or OnlineSBI:
- Visit your home branch or register via OnlineSBI under eServices → Freedom/Mobile Banking.
- After registration, send:
php-templateCopyEditSACCEPT <UserID> <MPIN>
to 9223440000 to accept the Terms & Conditions.
Key Services and SMS Commands
| Service | SMS Format | Short‑code |
|---|---|---|
| Balance Enquiry | BAL <UserID> <MPIN> | 09223766666 |
| Mini Statement | MSTMT <UserID> <MPIN> | 09223866666 |
| Chequebook Request | CHQREQ <UserID> <MPIN> | 09223588888 |
| E‑Statement (last 6 months) | ESTMT <AccountNo> <4‑digit code> | 09223588888 |
| Education Loan Interest Cert. | ELI <AccountNo> <code> | 09223588888 |
| Home Loan Interest Certificate | HLI <AccountNo> <code> | 09223588888 |
| Block ATM/Debit Card | BLOCK <last 4 digits> | 567676 |
| Green PIN Generation | PIN <last4 card><space><last4 account> | 567676 |
| Control ATM Card Usage | SWON/SWOFF ATM/POS/ECOM/INTL/DOM <last4 card> | 09223966666 |
| Loan Info (Home/Car/Personal etc.) | HOME, CAR, PERSONAL, GOLD, SME | 09223588888 |
| PM Social Security Yojanas | PMJJBY/PMSBY <details> | 09223588888 |
| Deregistration | DREG | 09223488888 / 917208933148 |
To get full list of features, send:
scssCopyEditHELP
Registration Rules and Limits
- One‑time registration using the mobile number already linked with the account. Only one account per mobile can be active at a time.
- Daily limit per registration: ₹1,000 per transaction, ₹5,000 per calendar month for IMPS/digital services.
Pro Tips & Security Best Practices
- Delete sent SMSes containing your User ID or MPIN from your phone’s sent folder to minimize risk.onlinesbi.sbi+7sbi.co.in+7onlinesbi.sbi+7
- Change your MPIN regularly, especially if you suspect loss of confidentiality.
- Ensure all requests are sent only from your registered mobile number.
Why Use SMS Banking?
- No app or internet required — ideal for basic banking in low-network zones or feature phones.
- Quick access to essentials: balance check, mini statements, card control, recharges—all via SMS.
- 24/7 availability, so long as your phone has network.
FAQs
Can I share my MPIN?
No. MPIN is personal. Never share or store it in plain text.
What if I lose my ATM/debit card?
Send:
nginxCopyEditBLOCK <last 4 digits>
to 567676 to freeze the card instantly.
How can I stop SMS banking?
Send:
nginxCopyEditDREG
from your registered phone to 09223488888 or 917208933148 to disable the service.
Can I use SMS banking abroad?
Yes—you can register internationally via SMS to 918422833333 and de-register using DREG to that number.
Final Thoughts
SBI SMS Banking (SBI Quick) offers a fast, secure way to manage key banking tasks via SMS or missed calls. It’s especially helpful if you prefer a non-app-based approach. With simple commands, you can check balances, request services, or control your debit card—even recharge mobile or DTH—anytime, anywhere. Register once and enjoy connectivity—even offline!
