SBI Quick Transfer Limit: Amount, Rules & Charges (2026)

SBI Quick Transfer is a feature in SBI Internet Banking and YONO that lets you send money without adding a beneficiary, using limited preset details. It is mainly meant for small, fast transfers.

This guide explains the SBI Quick Transfer limit, eligibility, and key rules.

Quick Summary: SBI Quick Transfer

• Beneficiary addition required? No
• Best for: Small, urgent transfers
• Channels: YONO SBI / Internet Banking
• Charges: Usually ₹0
• Availability: 24×7

SBI Quick Transfer Limit

Per Transaction Limit

• Up to ₹10,000 per transaction

Daily Limit

• Up to ₹10,000 per day (shared with quick transfer usage)

Limits may vary based on:

• Account type
• Customer profile
• Internet banking rights

Always check the latest limit inside YONO SBI or SBI Net Banking.

SBI Quick Transfer Supported Modes

Quick Transfer in SBI generally supports:

• IMPS (instant)
• NEFT (regular transfer)

RTGS is not available under Quick Transfer.

Who Can Use SBI Quick Transfer?

• SBI savings or current account holders
• Internet banking / YONO activated users
• Registered mobile number with SBI

When Should You Use Quick Transfer?

Use Quick Transfer when:

• Amount is small (≤ ₹10,000)
• You don’t want to add a beneficiary
• Transfer is urgent

For higher amounts, adding a beneficiary is required.

Common Issues & Troubleshooting

Quick Transfer option not visible?

• Check if internet banking is active
• Try YONO app instead of web

Transfer failed?

• Retry after some time
• Use regular IMPS/NEFT with beneficiary addition

Security Tips

• Double-check account number / mobile details
• Avoid public Wi-Fi
• Keep transaction reference number
• Logout after transaction

FAQs: SBI Quick Transfer Limit

SBI Quick Transfer is ideal for small, quick payments up to ₹10,000 without the hassle of adding a beneficiary. For larger transfers, regular IMPS or NEFT should be used.