State Bank of India (SBI) Net Banking, also known as SBI Internet Banking, lets you manage your bank account online 24×7 using a computer or mobile browser. From checking balance to transferring money and paying bills, most everyday banking work can be done without visiting a branch.
This guide explains how to register, login, use features, reset password, and solve common SBI net banking issues in simple step-by-step language.
Quick Summary – SBI Net Banking at a Glance
- Service name: SBI Internet Banking
- Official portal: onlinesbi.com
- Availability: 24×7 (some services may have maintenance breaks)
- Who can use it: SBI savings & current account holders
- Cost: Free for most basic services
What You Can Do with SBI Net Banking
Using SBI net banking, you can:
- Check account balance & transaction history
- Download account statement
- Transfer money via NEFT / RTGS / IMPS
- Add and manage beneficiaries
- Pay electricity, gas, mobile & other bills
- Open FD / RD online
- Apply for cheque book
- Change ATM or net banking password
- View loan, credit card & investment details
How to Register for SBI Net Banking (Step-by-Step)
You can register online without visiting a branch if your mobile number is linked to your account.
Online Registration Steps
- Go to the SBI Net Banking website
- Click on New User Registration / Activate
- Read the terms and click Confirm
- Enter details like:
- Account number
- CIF number
- Registered mobile number
- Branch code
- Verify using OTP sent to your mobile
- Create:
- Username
- Login password
- Submit and login
If your mobile number is not linked, you may need to visit your SBI branch once.
How to Login to SBI Net Banking
- Visit SBI Net Banking portal
- Click on Personal Banking
- Enter:
- Username
- Password
- Enter the captcha
- Click Login
Always check the website URL before entering your details.
SBI Net Banking Password Reset (Forgot Password)
If you forgot your login password:
- Open the SBI net banking login page
- Click on Forgot Password
- Enter:
- Username
- Account number
- Registered mobile number
- Verify OTP
- Set a new password and login again
SBI Net Banking Transaction Password
- Login password: Used to access your account
- Transaction password: Used for money transfers and payments
You can generate or reset the transaction password from the net banking dashboard or at an SBI ATM.
SBI Net Banking Transfer Limits (Indicative)
| Mode | Typical Limit |
|---|---|
| IMPS | Up to ₹2 lakh |
| NEFT | As per bank rules |
| RTGS | ₹2 lakh & above |
Limits may vary based on account type and profile settings.
Common SBI Net Banking Problems & Solutions
1. Unable to Login
- Check caps lock
- Reset password
- Try after some time if the site is busy
2. OTP Not Received
- Check network
- Ensure mobile number is linked
- Retry after a few minutes
3. Account Locked
- Happens after multiple wrong attempts
- Unlock using “Forgot Password” or contact branch
SBI Net Banking Security Tips
- Never share OTP, password, or CIF
- Avoid using public Wi-Fi for banking
- Always log out after use
- Change passwords regularly
- Use official SBI website only
SBI Net Banking FAQs
Is SBI net banking free?
A. Yes, registration and basic usage are free.
Can I use SBI net banking on mobile?
A. Yes, through a mobile browser or the SBI YONO app.
Do I need to visit a branch for registration?
A. Not always. Online registration works if your mobile number is linked.
What if I have multiple SBI accounts?
A. You can link them under one net banking profile.
Conclusion
SBI Net Banking makes everyday banking easy, fast, and paperless. Whether you want to check balance, transfer money, or open an FD, most tasks can be done online in minutes. Make sure your mobile number is updated and follow basic security steps for a smooth experience.
