SBI Mobile Banking is provided through the YONO SBI app, State Bank of India’s official mobile banking application. It allows SBI customers to manage their bank account, UPI, cards, and investments anytime, anywhere using a smartphone.
This guide explains how to register, login, use features, reset MPIN, and fix common YONO SBI issues in simple language.
Quick Summary – SBI Mobile Banking
- Official app: YONO SBI
- Bank: State Bank of India (SBI)
- For: Savings & Current account holders
- Availability: 24×7
- Cost: Free
- Platforms: Android & iOS
What You Can Do with SBI Mobile Banking (YONO SBI)
Using the YONO SBI app, you can:
- Check account balance & transaction history
- Send & receive money via UPI
- Transfer funds via IMPS / NEFT / RTGS
- Pay electricity, gas, mobile & other bills
- Open FD / RD instantly
- Apply for loans, credit cards & SBI products
- Manage debit card (block/unblock, limits, PIN)
- View loans, investments & insurance
- Locate nearby SBI ATMs & branches
How to Register for SBI Mobile Banking (YONO SBI)
You can register if your mobile number is linked with your SBI account.
Registration Steps
- Download the YONO SBI app
- Open the app and tap Register
- Enter your registered mobile number
- Verify OTP sent to your mobile
- Enter ATM card or account details (if asked)
- Create:
- MPIN
- Login password
- Complete registration
If you already use SBI net banking, you can log in using the same username and password.
How to Login to SBI Mobile Banking
Option 1: Login Using MPIN
- Open YONO SBI app
- Enter your MPIN
- Access your account instantly
Option 2: Login Using Password
- Enter your username and password
Biometric login (fingerprint / face ID) can also be enabled.
Forgot SBI Mobile Banking MPIN or Password?
Reset MPIN
- Open YONO SBI app
- Tap Forgot MPIN
- Enter registered mobile number
- Verify OTP
- Set a new MPIN
Reset Login Password
- Use Forgot Password option in the app or SBI net banking website
SBI Mobile Banking vs SBI Net Banking
| Feature | SBI Mobile Banking (YONO) | SBI Net Banking |
|---|---|---|
| Platform | Mobile app | Website |
| Login | MPIN / Biometrics | Username & Password |
| UPI | Yes | No |
| Best for | Daily mobile banking | Detailed banking |
Common SBI Mobile Banking Problems & Solutions
1. YONO SBI App Not Opening
- Update the app
- Clear app cache
- Restart phone
2. OTP Not Received
- Check mobile network
- Ensure mobile number is registered
- Retry after some time
3. Login Failed / App Locked
- Recheck MPIN
- Reset MPIN
- Try password login option
SBI Mobile Banking Security Tips
- Never share OTP, MPIN, or passwords
- Lock your phone with PIN or biometrics
- Log out if using another device
- Download YONO SBI only from official app stores
SBI Mobile Banking FAQs
Is SBI mobile banking free?
A. Yes, the YONO SBI app is free to download and use.
Can I use YONO SBI without net banking?
A. Yes, you can register directly using your account-linked mobile number.
Can I use YONO SBI on two phones?
A. Usually only one registered device is allowed.
Is SBI mobile banking safe?
A. Yes, it uses OTP, MPIN, and device-level security.
Conclusion
SBI Mobile Banking through YONO SBI makes everyday banking simple—from UPI payments to fund transfers and card management. With secure login and 24×7 access, it’s the easiest way to manage your SBI account on the go.
