SBI IFSC Code is a unique 11-character code used to identify a specific State Bank of India (SBI) branch for electronic fund transfers like NEFT, RTGS, and IMPS.
This guide explains what SBI IFSC code is, its format, how to find it, and where it is used, in simple language.
What Is SBI IFSC Code?
IFSC stands for Indian Financial System Code.
Every SBI branch has a different IFSC code, which ensures money is sent to the correct branch and account.
Without the correct IFSC code, bank transfers will fail.
SBI IFSC Code Format (Explained)
An SBI IFSC code looks like this:
SBIN0000123
Let’s break it down:
| Part | Meaning |
|---|---|
| SBIN | SBI bank code |
| 0 | Reserved (always zero) |
| 00123 | SBI branch code |
All SBI IFSC codes start with “SBIN”.
Why SBI IFSC Code Is Required
You need the SBI IFSC code for:
- NEFT transfer
- RTGS transfer
- IMPS transfer
- Setting up standing instructions
- Receiving salary, pension, or refunds
UPI usually does not require IFSC, but bank transfers do.
How to Find SBI IFSC Code (Easy Methods)
On SBI Cheque Book
- IFSC code is printed on the cheque leaf
Through SBI Net Banking
- Login → Account details → Branch information
Using YONO SBI App
- Login → Account → Branch details
Bank Passbook
- IFSC code is printed on the first page
Visit SBI Branch
- Ask at the counter or help desk
Example SBI IFSC Codes (Sample)
| Branch | IFSC Code |
|---|---|
| SBI Main Branch (Example) | SBIN0000001 |
| SBI City Branch (Example) | SBIN0001234 |
These are examples only. Always confirm the exact IFSC code for your branch.
SBI IFSC Code FAQs
Is IFSC same for all SBI branches?
A. No. Each SBI branch has a unique IFSC code.
Can IFSC code change?
A. Rarely, but it may change if a branch is merged or relocated.
Is IFSC required for UPI?
A. No. UPI uses mobile number + UPI ID.
What happens if I enter wrong IFSC code?
A. The transfer may fail or get reversed.
Safety Tips
- Always double-check IFSC code before transferring money
- Prefer copying IFSC from official sources
- Avoid using unverified websites
Conclusion
The SBI IFSC code is essential for safe and accurate bank transfers like NEFT, RTGS, and IMPS. Always use the correct branch IFSC to avoid delays or failed transactions.
