SBI DD Charges: Demand Draft Fees, Limits & Rules (India, 2026)
SBI DD (Demand Draft) charges depend mainly on the amount of the draft and who is issuing it (SBI account holder or non-customer). Charges are generally low and slab-based, but may vary by branch.
Quick Summary
- Issued at: SBI branch
- Charges: Slab-wise, based on DD amount
- GST: Applicable on charges
- Payment modes: Cash, debit to account
- Validity: Usually 3 months (check on DD)
SBI Demand Draft Charges (Indicative)
For SBI Account Holders
| DD Amount | Charges (Approx.) |
|---|---|
| Up to ₹5,000 | ₹25 + GST |
| ₹5,001 – ₹10,000 | ₹50 + GST |
| ₹10,001 – ₹1 lakh | ₹75 + GST |
| Above ₹1 lakh | ₹100 + GST |
For Non-SBI Customers
| DD Amount | Charges (Approx.) |
|---|---|
| Up to ₹5,000 | ₹40–₹50 + GST |
| ₹5,001 – ₹10,000 | ₹60–₹70 + GST |
| Above ₹10,000 | ₹100 + GST |
Actual charges may vary by branch/state. Always confirm at the counter before issuing the DD.
How to Get an SBI Demand Draft
- Visit an SBI branch
- Fill the DD application form
- Mention:
- Payee name
- Amount
- Payable location
- Pay cash or debit from account
- Collect the DD and receipt
SBI DD Limits
- Minimum amount: No fixed minimum
- Maximum amount: Depends on branch and mode (cash/account)
- Large amounts may require account debit instead of cash
Important Rules & Notes
- DD is a prepaid instrument (amount is debited upfront)
- GST is charged on DD fees
- Cancellation / revalidation may attract extra charges
- DD validity is typically 3 months (confirm on the DD)
FAQs – SBI DD Charges
Q1. Are SBI DD charges the same for all branches?
A. Mostly yes, but minor variations can exist. Check locally for confirmation.
Q2. Is GST applicable on SBI DD charges?
A. Yes, GST is applicable on the service fee, not on the DD amount.
Q3. Can I issue an SBI DD without an account?
A. Yes, but charges are usually higher for non-customers.
Q4. Can I cancel an SBI DD?
A. Yes. Visit the issuing branch with the DD and receipt. Cancellation charges may apply.
Tips to Save Charges
- Use NEFT/RTGS/IMPS if the receiver accepts bank transfers
- Issue DD by debiting your SBI account instead of cash
- Confirm charges at the branch beforehand
Conclusion
SBI DD charges are affordable and slab-based, making demand drafts a reliable option for secure payments. However, since charges may vary slightly by branch, it’s best to confirm before issuing.
