SBI Bank Timings 2026 – Branch Hours & Services Guide
When do SBI branches open? What are weekend hours? And when can you use RTGS or UPI? Here’s your 2026 go‑to guide.
SBI Bank Timings at a Glance
| Day | Opening Time | Closing Time | Services Available |
|---|---|---|---|
| Monday | 10:00 AM | 4:00 PM | Cash deposit, withdrawal, cheque services, account opening, loans, customer support |
| Tuesday | 10:00 AM | 4:00 PM | All regular banking services |
| Wednesday | 10:00 AM | 4:00 PM | All regular banking services |
| Thursday | 10:00 AM | 4:00 PM | All regular banking services |
| Friday | 10:00 AM | 4:00 PM | All regular banking services |
| First Saturday | 10:00 AM | 4:00 PM | Regular banking services |
| Second Saturday | Closed | Closed | Digital banking only |
| Third Saturday | 10:00 AM | 4:00 PM | Regular banking services |
| Fourth Saturday | Closed | Closed | Digital banking only |
| Sunday | Closed | Closed | Internet Banking, YONO SBI, ATMs |
Note: Branch working hours may vary slightly depending on the location and local administrative guidelines. It’s always advisable to confirm with your nearest SBI branch before visiting.
*Lunch breaks vary by branch; services like cash, NEFT, RTGS often available throughout this time.
Note: A few branches may open later or close earlier for local needs-always call ahead.
SBI Bank Timings in Major Indian Cities
While SBI follows a standard banking schedule across India, some metropolitan branches may have slight variations due to local regulations or customer demand.
| City | Typical Branch Hours | Notes |
|---|---|---|
| Mumbai | 10:00 AM to 4:00 PM | Select business district branches may offer extended customer service hours. |
| Delhi | 10:00 AM to 4:00 PM | Government and commercial area branches generally follow standard timings. |
| Bengaluru | 10:00 AM to 4:00 PM | Some IT park branches may have adjusted working hours based on customer requirements. |
Important: Cash transactions typically stop around the official closing time, but certain services such as locker operations or document submissions may have earlier cut-off times. Check your specific branch through the SBI Branch Locator or contact the branch directly before visiting.
Service Timings at Branches
- NEFT (branch-based):
• Weekdays: 10 AM–4 PM
• Saturdays (1/3): 10 AM–4 PM
(Note: online NEFT via YONO/net banking is available 24×7.) - RTGS (branch-based):
10AM–4 PM on working days; closed on 2nd/4th Saturdays and Sundays. Online RTGS runs 24×7. - IMPS:
Immediate transfers 24×7, including holidays.
Digital & ATM Services – Always On
- UPI, net banking, YONO app, ATMs are available 24×7, even on holidays.
2nd & 4th Saturday FAQs
- SBI branches are closed on the 2nd and 4th Saturdays of every month.
Timing Tips to Avoid Hassle
- Visit early (by 9 AM) for faster service—most transactions conclude by 3:30 PM.
- Prefer digital? Use YONO, IMPS, or UPI—available anytime.
- For RTGS/NEFT at branch, go before 4 PM.
- During lunch hours, services continue-staff lunches are staggered.
Quick Snapshot
- Branch hours: 10 AM–4 PM (for days open)
- Lunch: 1–2 PM, staggered
- Saturdays: Open on 1/3/5, closed on 2nd & 4th
- Digital & ATM: 24×7
- NEFT/RTGS: Branch-based within office hours, digital anytime
- IMPS/UPI: 24×7 always
FAQs
Q1: Are SBI branches open on 2nd and 4th Saturdays?
A: No. Branches close, but digital and ATM services stay open.
Q2: Do branches close for lunch?
A: Staff take breaks in shifts, ensuring counters remain open.
Q3: When can I do RTGS via branch?
A: Typically 10 AM–4 PM on business days; online 24/7.
Q4: Is NEFT available on holidays?
A: Online NEFT is available 24×7, but branch-based NEFT isn’t on non‑working days.
Q5: Is SBI open on Saturday?
Yes. SBI branches are open on the first and third Saturdays of every month from 10:00 AM to 4:00 PM. Branches remain closed on the second and fourth Saturdays, as well as on Sundays.
Q6. What time does SBI close?
Most SBI branches close for customer transactions at 4:00 PM on working days. Some branch-specific services may have earlier cut-off times, so it’s best to check with your local branch if you’re visiting for specialized banking services.
Q7. Is SBI open on second Saturday?
No. SBI branches remain closed on the second Saturday of every month, in accordance with RBI banking holiday guidelines. However, customers can continue using ATMs, Internet Banking, and the YONO SBI app for digital banking services.
