When do SBI branches open? What are weekend hours? And when can you use RTGS or UPI? Here’s your 2025 go‑to guide.
🏦 SBI Branch Working Hours
| Day | Open | Lunch Break* | Closed |
|---|---|---|---|
| Monday–Friday | 9 AM–5 PM | Staggered 1–2 PM | — |
| 1st, 3rd & 5th Saturdays | 9 AM–5 PM | Staggered 1–2 PM | — |
| 2nd & 4th Saturdays | — | — | Closed |
| Sundays & Public Holidays | — | — | Closed |
*Lunch breaks vary by branch; services like cash, NEFT, RTGS often available throughout this time.
Note: A few branches may open later or close earlier for local needs—always call ahead.
⏱️ Service Timings at Branches
- NEFT (branch-based):
• Weekdays: 9 AM–7 PM
• Saturdays (1/3/5): 9 AM–1 PM
(Note: online NEFT via YONO/net banking is available 24×7.) - RTGS (branch-based):
9 AM–6 PM on working days; closed on 2nd/4th Saturdays and Sundays. Online RTGS runs 24×7. - IMPS:
Immediate transfers 24×7, including holidays.
📌 Digital & ATM Services – Always On
- UPI, net banking, YONO app, ATMs are available 24×7, even on holidays.
🗓️ 2nd & 4th Saturday FAQs
- SBI branches are closed on the 2nd and 4th Saturdays of every month.
💡 Timing Tips to Avoid Hassle
- Visit early (by 9 AM) for faster service—most transactions conclude by 3:30 PM.
- Prefer digital? Use YONO, IMPS, or UPI—available anytime.
- For RTGS/NEFT at branch, go before 6 PM (weekdays) or 1 PM (working Saturdays).
- During lunch hours, services continue—staff lunches are staggered.
✅ Quick Snapshot
- Branch hours: 9 AM–5 PM (for days open)
- Lunch: 1–2 PM, staggered
- Saturdays: Open on 1/3/5, closed on 2nd & 4th
- Digital & ATM: 24×7
- NEFT/RTGS: Branch-based within office hours, digital anytime
- IMPS/UPI: 24×7 always
📚 FAQs
Q1: Are SBI branches open on 2nd and 4th Saturdays?
A: No. Branches close, but digital and ATM services stay open.
Q2: Do branches close for lunch?
A: Staff take breaks in shifts, ensuring counters remain open.
Q3: When can I do RTGS via branch?
A: Typically 9 AM–6 PM on business days; online 24/7.
Q4: Is NEFT available on holidays?
A: Online NEFT is available 24×7, but branch-based NEFT isn’t on non‑working days.
