SBI ATM (State Bank of India Automated Teller Machine) lets customers withdraw cash and access basic banking services 24×7 without visiting a branch. SBI has one of the largest ATM networks in India, covering cities, towns, and rural areas.
This guide explains SBI ATM services, withdrawal limits, charges, ATM PIN generation, and common issues in simple terms.
Quick Summary – SBI ATM
- Bank: State Bank of India
- Availability: 24×7 (subject to cash & connectivity)
- Card types: SBI debit cards (Visa, RuPay, Mastercard)
- Other bank cards: Accepted at SBI ATMs
- Basic services: Free (within limits)
Services Available at SBI ATM
Using an SBI ATM, you can:
- Withdraw cash
- Check account balance
- Get mini statement (last transactions)
- Generate or change ATM PIN
- Transfer funds (select ATMs)
- Deposit cash (at Cash Deposit Machines – CDM)
- Request cheque book (select ATMs)
SBI ATM Cash Withdrawal Limits
SBI Debit Card Withdrawal Limit (Indicative)
| Card Type | Daily Limit |
|---|---|
| SBI Classic / Silver | Up to ₹40,000 |
| SBI Global / Gold | Up to ₹50,000 |
| SBI Platinum | Up to ₹1 lakh |
Limits may vary based on card type and account profile. You can check or change limits via YONO SBI or net banking.
SBI ATM Charges (2026)
SBI ATM Charges – Own Bank
- Cash withdrawal: Free (within free transaction limit)
- Balance enquiry: Free
Other Bank ATM Charges
- Free transactions: As per RBI guidelines
- After free limit: Charges may apply per transaction
Number of free ATM transactions may depend on location (metro / non-metro).
How to Generate SBI ATM PIN
You can generate or reset your SBI ATM PIN using any of these methods:
Method 1: At SBI ATM
- Insert your SBI debit card
- Select Create / Reset PIN
- Enter account number & registered mobile number
- Receive OTP on mobile
- Set new ATM PIN
Method 2: Via YONO SBI App
- Login → Debit Card Services → Generate / Change PIN
Method 3: Via SBI Net Banking
- Login → e-Services → ATM Card Services → Create PIN
SBI ATM Cash Deposit (CDM)
At SBI Cash Deposit Machines, you can:
- Deposit cash instantly
- Get receipt
- Amount is usually credited immediately or within a few hours
💡 Cash deposit is available only at select SBI ATMs.
Common SBI ATM Problems & Solutions
1. Cash Debited but Not Received
- Amount usually auto-reversed within a few working days
- If not, complain via YONO SBI, net banking, or branch
2. ATM Card Blocked
- Happens after wrong PIN attempts
- Unblock by resetting PIN or contacting branch
3. ATM Out of Cash
- Try another SBI ATM nearby
- Use YONO app or Google Maps to locate ATMs
SBI ATM Safety Tips
- Never share your ATM PIN
- Cover keypad while entering PIN
- Avoid help from strangers
- Collect cash & receipt before leaving
- Block card immediately if lost
SBI ATM FAQs
Is SBI ATM open 24×7?
A. Yes, most SBI ATMs operate round the clock.
Can I use other bank cards at SBI ATM?
A. Yes, most bank debit cards are accepted.
How many free SBI ATM transactions are allowed?
A. It depends on your location and RBI rules; check in your banking app for confirmation.
Can I change my withdrawal limit?
A. Yes, via YONO SBI or SBI net banking.
Conclusion
SBI ATMs provide easy access to cash and essential banking services anytime, anywhere. With wide coverage, multiple services, and strong security, SBI ATM banking remains convenient for daily needs.
