Saraswat Co‑operative Bank provides attractive rates to its members. Around mid‑2025, interest rates varied from 4.00 % to 7.50 % for general customers. A 16‑month deposit offered 7.50 % for general investors and 8.00 % for senior citizens.
Saraswat Bank FD Rates
| Tenure | General rate | Senior citizen rate |
|---|---|---|
| 1 year | 7.00 % | 7.50 % |
| 16 months | 7.50 % | 8.00 % |
| 24 months | 7.25 % | 7.75 % |
| 36 months | 7.00 % | 7.50 % |
As Saraswat is a co‑operative bank, confirm membership requirements and deposit insurance before investing. Rates and special schemes may change during the year.
