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Saraswat Bank Fixed Deposit (FD) Interest Rates 2025

Saraswat Co‑operative Bank provides attractive rates to its members. Around mid‑2025, interest rates varied from 4.00 % to 7.50 % for general customers. A 16‑month deposit offered 7.50 % for general investors and 8.00 % for senior citizens.

Saraswat Bank FD Rates

TenureGeneral rateSenior citizen rate
1 year7.00 %7.50 %
16 months7.50 %8.00 %
24 months7.25 %7.75 %
36 months7.00 %7.50 %

As Saraswat is a co‑operative bank, confirm membership requirements and deposit insurance before investing. Rates and special schemes may change during the year.