The Saraswat Bank mobile app allows customers to manage their bank account directly from their smartphone. Using the app, you can check balance, view statements, transfer money, pay bills, and access multiple banking services 24×7 without visiting a branch.
The app is designed for savings, current, and salary account holders of Saraswat Bank and works on both Android and iOS devices.
Quick Summary: Saraswat Bank App
- Official mobile banking app of Saraswat Bank
- Available on Android & iOS
- Supports balance check, fund transfer & bill payments
- Secure login with MPIN / biometric
- Works 24×7, subject to server availability
What Is the Saraswat Bank App?
The Saraswat Bank App is the bank’s digital banking platform that provides access to your account through your registered mobile number.
Using the app, you can:
- Monitor account activity
- Transfer money instantly
- Avoid frequent branch visits
- Access banking services anytime, anywhere
Key Features of Saraswat Bank App
- Account Balance Enquiry
- Mini & Detailed Account Statement
- IMPS / NEFT / RTGS Fund Transfer
- UPI Payments (linked to bank account)
- Bill Payments & Recharges
- Cheque Book Request
- FD & RD Account View
- Profile & Account Details Access
Features may vary slightly based on account type and app version.
How to Register on Saraswat Bank App
Step-by-Step Registration Process
- Download the Saraswat Bank mobile app from Play Store or App Store
- Open the app and select New User / Register
- Enter your registered mobile number
- Verify using OTP
- Enter account details as asked
- Set your MPIN for login
- Registration completed successfully
The mobile number must be linked to your bank account.
How to Login to Saraswat Bank App
- Open the app
- Enter your MPIN
- Use fingerprint or face ID (if enabled)
- Access your dashboard instantly
If you forget MPIN, use the Forgot MPIN option to reset it.
How to Check Balance Using Saraswat Bank App
- Login to the app
- Go to Accounts / Dashboard
- Select your account
- Available balance is displayed instantly
No charges apply for balance enquiry through the app.
How to Transfer Money Using the App
You can transfer funds using:
- IMPS – Instant, 24×7
- NEFT – As per RBI timings
- RTGS – For high-value transfers
Basic Steps:
- Login to the app
- Select Fund Transfer
- Add beneficiary (account no. & IFSC)
- Enter amount
- Confirm with MPIN
Charges for Using Saraswat Bank App
- App usage: Free
- Balance enquiry: Free
- Fund transfer charges: As per bank policy
- Bill payments: Usually free (service charges may apply in some cases)
Charges may vary—check inside the app for exact details.
Common Saraswat Bank App Issues & Solutions
App Not Opening
- Update to latest version
- Check internet connection
OTP Not Received
- Ensure mobile number is active
- Try again after some time
Login Failed
- Reset MPIN
- Clear app cache or reinstall
Transaction Failed
- Amount usually reversed within working days
- Check transaction history or contact bank support
Security Tips for Saraswat Bank App Users
- Never share your MPIN or OTP
- Use strong MPIN and biometric lock
- Avoid using public Wi-Fi for transactions
- Log out after use
- Keep your app updated
FAQs on Saraswat Bank App
Is the Saraswat Bank app safe?
A. Yes, it uses encrypted login and MPIN-based authentication.
Can I use the app without internet banking?
A. Yes, mobile banking registration is usually sufficient.
Is UPI available in Saraswat Bank app?
A. Yes, UPI services are supported for eligible accounts.
What if I change my mobile number?
A. You need to update the mobile number at your branch first.
Conclusion
The Saraswat Bank App makes everyday banking simple, fast, and secure. From checking your balance to transferring money and paying bills, the app reduces the need for branch visits and gives you full control over your account 24×7.
