The Punjab & Sind Bank App allows customers to access banking services digitally using their smartphone. With this app, you can check account balance, transfer money, use UPI, pay bills, and manage your account 24×7, without visiting a branch.
This guide explains Punjab & Sind Bank app download, registration, login steps, features, and common issues in simple Indian English.
Quick Summary
- Bank: Punjab & Sind Bank
- Official App: PSB UnICORN / PSB Mobile Banking
- Availability: Android & iOS
- Best for: Balance enquiry, UPI, fund transfer, statements
- Access: 24×7
What is the Punjab & Sind Bank App?
Punjab & Sind Bank offers its official mobile banking app (commonly known as PSB UnICORN) to help customers:
- View account balance & transactions
- Send money via UPI, IMPS, NEFT, RTGS
- Pay utility bills & recharges
- Open FD / RD online
- Manage debit card and ATM PIN
You need a registered mobile number to use the app.
How to Download Punjab & Sind Bank App
For Android
- Open Google Play Store
- Search for Punjab & Sind Bank Mobile Banking / PSB UnICORN
- Tap Install
For iPhone
- Open Apple App Store
- Search for Punjab & Sind Bank
- Tap Get
Always download the app published by Punjab & Sind Bank (Govt. of India Undertaking).
How to Register on Punjab & Sind Bank App (First-Time Users)
- Open the PSB mobile banking app
- Enter your registered mobile number
- Verify using OTP
- Select your bank account
- Set MPIN / Login PIN
- Complete registration
Registration is usually instant, but may vary by account type.
Punjab & Sind Bank App Login Steps
- Open the app
- Enter your MPIN
- Use fingerprint / face ID (if enabled)
- Access your account dashboard
Features of Punjab & Sind Bank App
Account Services
- Balance enquiry
- Mini statement
- Download account statement
Fund Transfer
- UPI: Instant payments
- IMPS: 24×7 transfers
- NEFT / RTGS: Bank transfers
Card & Security
- Debit card block/unblock
- ATM PIN generation/change
- Set transaction limits
Other Services
- Open FD / RD instantly
- Bill payments & recharges
- Loan & EMI details
- Service requests
Forgot Punjab & Sind Bank App MPIN?
If you forget your MPIN:
- Open the app
- Tap Forgot MPIN
- Enter registered mobile number
- Verify via OTP
- Set a new MPIN
FAQs – Punjab & Sind Bank App
Q1. Is the Punjab & Sind Bank app free to use?
A. Yes, the app is generally free for bank customers.
Q2. Is the PSB app available 24×7?
A. Yes, services like balance check and UPI work 24×7.
Q3. Can I use the app without a debit card?
A. Most features work without a debit card, but some services may require verification.
Q4. What if my mobile number is not registered?
A. You must update your mobile number at the branch before using the app.
Common Problems & Troubleshooting
| Issue | Solution |
|---|---|
| App not opening | Update app / check internet |
| OTP not received | Check network or retry |
| Login failed | Reset MPIN |
| Transaction pending | Check transaction history |
Security Tips
- Never share OTP or MPIN
- Lock your phone with PIN/biometric
- Avoid public Wi-Fi for banking
- Log out when not using the app
- Enable SMS alerts
Conclusion
The Punjab & Sind Bank App (PSB UnICORN) makes banking simple, secure, and paperless. From UPI payments to account statements, it helps you manage daily banking needs from your phone.
